Digital single lens reflex (DLSR) cameras are the most commonly used type of photographic equipment by amateurs and professionals. DSLRs have become much more affordable and offer a ton of features. Canon is one of the popular brands featuring an eclectic mix of entry-level and professional-grade cameras starting from just around $500 and going up to the thousands. Here are the key features of the top four Canon DLSR cameras trending today:
EOS Rebel T7
With the T7, you get an amazing 24.1-megapixel CMOS APS-C sensor designed to take high-resolution images. Remember, the bigger the sensor, the more pixels it can accommodate, which gives the camera its ability to click and shoot in full HD. And if you enjoy taking pictures in the evening or early in the morning, the Rebel T7 supports low lighting conditions with an ISO setting of 6400. More importantly, a 9-point autofocus system enhances your ability to click the clearest picture using dedicated viewfinder guidance systems. For around $500, the EOS Rebel T7 mirrorless DSLR is a great starting point for learning the basics of photography.
EOS Rebel T8i
One of the first features of the T8i is that it can record in 4K. This model is one of the few beginner cameras to have a 25600 maximum ISO, so you can take sharp pictures in ultra-low light conditions without compromising quality. This camera is also capable of shooting time lapses in 4K. You can set it up pointing towards the night sky and enable this mode to capture an amazing time-lapse of the stars and comets with every color detail recorded in clarity. A more impressive feature is the autofocus with 45 dedicated points. No object will be out of focus within the 4K resolution frame. At about $900, the Canon EOS Rebel T8i is a premium camera among the entry-level specs to go for if your budget permits.
Canon’s EOD 90D has a slightly better CMOS sensor with 32.5 megapixels, supports 4K UHD, and even 10 fps high-speed shooting. Capture the fastest moving objects with precision quality with these settings. Also, the highest number for the shutter speed is set at 1/16000th of a second. You can capture an F1 car hurtling down a track at full speed, and there would be no chance of blur created by fast-moving objects. This striking feature is why the EOS 90D made this list of popular Canon DSLRs. Other settings also get a major upgrade for a decent price tag of approximately $1,200.
EOS 1D X Mark III
This DSLR camera is the ultimate innovation in photography that every professional photographer must have in the inventory. Now let’s talk about the sensors: you get a 20.1-megapixel full-frame CMOS sensor with an advanced light pass filter system, so the minute details are noticeable once the pictures are processed. Mark III also has one of the most impressive ISO settings ever manufactured in a camera of this scale. The DIGIC X image processor can be amped up to a whopping 102,400 setting to capture the sharpest details in the lowest lighting conditions. This ISO range is expandable for experimenting with diverse types of photography. The EOS 1D Mark III is one of the most expensive cameras in the Canon lineup, priced at a whopping price of around $6,500.
Your guide to getting FHA loan approvalsRead more
A Federal Housing Administration (FHA) loan is a type of mortgage which is insured by the FHA and is considered one of the most affordable and fastest loans to procure.
Simply put, the borrower needs to be approved by the FHA to get this loan. You may then look for different mortgage rates with different FHA-approved lenders. There are plenty of portals which may help you get fast quotes and you may subsequently take the process ahead with any lender whose rates you have found affordable.
Important guidelines to get an FHA loan approval
Discussed below are a few important aspects to keep in mind while applying for an FHA loan.
The credit score requirement to get an FHA loan approval is not stringent. The minimum eligible credit score for the same is 580. Even if you do not have a credit history, your lender will need to evaluate your eligibility, based on a non-traditional merged credit. Some borrowers may require a score of 640-680 to be eligible for this loan.
While this is a guideline set, many lenders also give a loan to people with a credit score of at least 500.
Debt to income ratio
The debt to income ratio is a critical guideline followed by lenders to evaluate the eligibility of a borrower. It is a way in which lenders (even mortgage lenders) calculate a borrower’s ability to repay the debts, considering their regular incomes. The acceptable limit of this ratio is 31:43 to get an FHA loan approval.
Even though getting an approval for an FHA loan seems fairly easy, the real challenge arises in getting two types of mortgage insurances as prerequisites. One insurance needs to be paid fully while the other has to have a provision of being paid in monthly installments.
The minimum down payment required for an FHA loan approval is 3.5%. While the standard rate for down payment runs at 20%, the 3.5% comes as a great relief for borrowers who cannot afford such a high amount.
Other important areas
A lender will look into your employment history, lawful residency in the US, as well as a valid Social Security number (SSN). You would also require to have an appraisal for the property from a verified FHA-approved appraiser.
The other requirements differ from lender to lender, and it is always advisable to gather full information about your verified FHA loan lender before applying for a loan.
3 ways SMA patients and caregivers can maintain a healthy relationshipRead more
The relationship between a person diagnosed with spinal muscular atrophy (SMA) and their caregiver is a two-way street. It is important to remember that both the patient and caregiver have their individual needs that should be communicated clearly. Irrespective of whether the primary caregiver is a parent, friend, or someone who has been hired to take care of the SMA patient, there are a few important things to consider for a healthy relationship between them. Below are three tips for SMA patients to maintain a healthy relationship with their caregivers-
- Informing the caregiver in advance about any schedule changes
SMA patients should remember that their caregivers, whether family, friends or professional caregivers, have their own schedules and needs. One needs to ensure that they don’t make any last-minute changes without informing the caregiver well in advance. A caregiver plans everything according to the SMA patient’s schedule, and any sudden changes might cause problems with the caregiver’s schedule and routine. It is important to remember that the caregiver is likely to have other jobs, people to meet, and other personal errands of their own. Hence, it is essential to inform the caregiver in advance if there are any changes to one’s schedule.
- Conveying one’s needs clearly
If an SMA patient is hiring someone through an agency or via the Internet, it is vital to know that the caregiver has probably had clients with a wide range of needs, levels of independence, and abilities. Hence, it is necessary for the patient to inform the caregiver about what their specific needs are, what tasks they can do, and what tasks they cannot perform. The best way that a caregiver will be able to help a patient properly and cater to all their needs is by just communicating with them. If one is used to doing certain things in a particular manner, let the caregiver know that beforehand so that they are able to do their job thoroughly by keeping their patient’s needs in mind.
- It is okay to have disagreements with the caregiver
When the caregiver is a friend or family member, fights and arguments are inevitable. However, when one has a fight, a confusion, a misunderstanding, or whether there is a simple disagreement with one’s caregiver, one needs to ensure that this tension does not last. It is important to communicate openly and work together towards solving the problem.
- Informing the caregiver in advance about any schedule changes