
4 popular eBooks for avid readers
When it comes to eBooks readers and accessories, they offer a good advantage when compared with other portable smart devices such as smartphones and laptops and even tablets. eBook readers have an advantage that their screens are designed for extended reading as they resist the glare of the sunlight, thus causing less strain to the eyes.
They are more advantageous when compared with other portable devices as they are much lighter, cheaper and even have greater battery life.
So, if you have decided on buying eBooks and accessories for yourself, go through some of the popular eBook readers and accessories mentioned below for an exclusive reading experience
Budget eBook reader – Amazon Kindle White
A one-time full battery charge on an Amazon Kindle white lasts for more than eight weeks. Amazon’s flagship kindle paperwhite matches its counterpart in terms of resolution which is nearly 330 ppi. The black body and white screen provides a crisper display when compared with its previous iterations. With its 4 built-in LED lights, the Amazon Kindle Paperwhite is best for late night reads. There is no microSD slot which could be a drawback of the eBook reader. It comes with 4GB memory of internal storage which is enough for 1000’s of books.
Kindle Oasis
Available at nearly $250, the new kindle Oasis comes with an ergonomic design. The eBook reader has got dedicated buttons for turning pages and backlights for reading comfortably in the dark without getting much of eyestrain. It has a slimmest design of 13” and still manages to feel sturdy. It makes your hand reading much convenient as the screen size is not more than 7” and has a display of 330 ppi. It weighs around 5 ounces and has an IP rating of IPX8 that can withstand remaining in water for at least an hour. With just 30 minutes of charging per day, the Amazon Oasis can last for up to 8 weeks. It has 8GB of internal memory with a Wi-Fi 802.11 b/g/n connectivity.
Amazon Fire 7 tablet
eBook readers and accessories manufacturers are offering devices that are more than just eBook readers. The Amazon’s fire 7 tablet is one such device that is more than just an electronic reader. It’s a full-fledged tablet that is powered with Alexa, an intelligent personal assistant developed by Amazon. The Fire 7 tablet comes with a 7-inch 1024 x 600 IPS display that has high contrast. Its vivid colors and display makes reading for hours comfortable and relaxing. With its Fire OS, the eBook reader automatically optimizes the backlight for a better reading experience even in dim lights. You can link your personal account on Amazon with that of your family member’s account and share books conveniently. By paying $30 more, you can upgrade your tablet with a larger reading screen and four more hours.
Kobo Glo HD
Kobo is an eBook reader and accessories manufacturing company based in Canada. They are known for the most versatile editions of eBook readers. Talking about the new Kobo Glo HD, the eBook reader comes with a 6” screen with a screen output of 330 ppi. It still manages to squeeze in 1448 x 1072 worth of screen resolution. With 4GB of internal memory, it manages to store a behemoth number of books. It weighs around 12 ounces and a battery life that lasts for up to 12 weeks on a single charge. The Kobo Glo HD supports up to 14 types of different reading formats including its own proprietary format. It features a perforated silicon backside that gives the reader a comfortable grip.
The above-mentioned eBook readers are some of the popular ones that are prevalent in the electronic market. Visit their official websites and read reviews online to know more about these devices.
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Your guide to getting FHA loan approvals
Read moreA Federal Housing Administration (FHA) loan is a type of mortgage which is insured by the FHA and is considered one of the most affordable and fastest loans to procure.
Simply put, the borrower needs to be approved by the FHA to get this loan. You may then look for different mortgage rates with different FHA-approved lenders. There are plenty of portals which may help you get fast quotes and you may subsequently take the process ahead with any lender whose rates you have found affordable.
Important guidelines to get an FHA loan approval
Discussed below are a few important aspects to keep in mind while applying for an FHA loan.Credit score
The credit score requirement to get an FHA loan approval is not stringent. The minimum eligible credit score for the same is 580. Even if you do not have a credit history, your lender will need to evaluate your eligibility, based on a non-traditional merged credit. Some borrowers may require a score of 640-680 to be eligible for this loan.While this is a guideline set, many lenders also give a loan to people with a credit score of at least 500.
Debt to income ratio
The debt to income ratio is a critical guideline followed by lenders to evaluate the eligibility of a borrower. It is a way in which lenders (even mortgage lenders) calculate a borrower’s ability to repay the debts, considering their regular incomes. The acceptable limit of this ratio is 31:43 to get an FHA loan approval.Mortgage insurance
Even though getting an approval for an FHA loan seems fairly easy, the real challenge arises in getting two types of mortgage insurances as prerequisites. One insurance needs to be paid fully while the other has to have a provision of being paid in monthly installments.Down payment
The minimum down payment required for an FHA loan approval is 3.5%. While the standard rate for down payment runs at 20%, the 3.5% comes as a great relief for borrowers who cannot afford such a high amount.Other important areas
A lender will look into your employment history, lawful residency in the US, as well as a valid Social Security number (SSN). You would also require to have an appraisal for the property from a verified FHA-approved appraiser.The other requirements differ from lender to lender, and it is always advisable to gather full information about your verified FHA loan lender before applying for a loan.
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3 ways SMA patients and caregivers can maintain a healthy relationship
Read moreThe relationship between a person diagnosed with spinal muscular atrophy (SMA) and their caregiver is a two-way street. It is important to remember that both the patient and caregiver have their individual needs that should be communicated clearly. Irrespective of whether the primary caregiver is a parent, friend, or someone who has been hired to take care of the SMA patient, there are a few important things to consider for a healthy relationship between them. Below are three tips for SMA patients to maintain a healthy relationship with their caregivers-
- Informing the caregiver in advance about any schedule changes
SMA patients should remember that their caregivers, whether family, friends or professional caregivers, have their own schedules and needs. One needs to ensure that they don’t make any last-minute changes without informing the caregiver well in advance. A caregiver plans everything according to the SMA patient’s schedule, and any sudden changes might cause problems with the caregiver’s schedule and routine. It is important to remember that the caregiver is likely to have other jobs, people to meet, and other personal errands of their own. Hence, it is essential to inform the caregiver in advance if there are any changes to one’s schedule.
- Conveying one’s needs clearly
If an SMA patient is hiring someone through an agency or via the Internet, it is vital to know that the caregiver has probably had clients with a wide range of needs, levels of independence, and abilities. Hence, it is necessary for the patient to inform the caregiver about what their specific needs are, what tasks they can do, and what tasks they cannot perform. The best way that a caregiver will be able to help a patient properly and cater to all their needs is by just communicating with them. If one is used to doing certain things in a particular manner, let the caregiver know that beforehand so that they are able to do their job thoroughly by keeping their patient’s needs in mind.
- It is okay to have disagreements with the caregiver
When the caregiver is a friend or family member, fights and arguments are inevitable. However, when one has a fight, a confusion, a misunderstanding, or whether there is a simple disagreement with one’s caregiver, one needs to ensure that this tension does not last. It is important to communicate openly and work together towards solving the problem.
- Informing the caregiver in advance about any schedule changes