
Ever since it was first launched, the Galaxy Note series created quite a stir and quickly grabbed the attention of mobile phone enthusiasts. The series went on to establish a slew of identities among its users and was one of the first devices that led the way to the big screen.
It can be said that Samsung has released a new Galaxy Note in every second half of each year, and 2019 is no different. This time, the brand brings the all-new Samsung Galaxy Note 10 and the Galaxy Note 10 Plus. Out of these two powerful models, the Galaxy Note 10 is packed with impressive features and offers the best a cellphone has to offer.
The Samsung Galaxy Note 10 and Note 10 Plus are flagship models and are designed with some of the most notable specs. If you are someone who wishes to get your hands on the Samsung Galaxy Note 10, it truly is a great choice. The phone is packed with high levels of productivity and performance, thereby making it highly suitable for people of every profession. Here are 5 factors that make the Samsung Galaxy Note 10 a good buy:
Big battery power – We all use our mobile devices on the go, and we need it to be charged for long hours. Samsung regards a powerful battery as the most important feature in its devices — this is why it has incorporated the intelligent power-saving technology. The Galaxy Note 10 is capable of running for long periods so you can complete all your productive tasks as you keep up with your fast-paced life. What’s more? The Galaxy Note 10 also comes with super-fast charging. This means that a few minutes of charging will leave you with several hours of battery power. No matter what task you undertake or which business trip you have set out on, trust the Samsung Note 10 to always stick by you.
High-end display – You can enjoy the most impressive visual display quality on the Samsung Galaxy Note 10. The model brings to you Infinity Display that makes watching videos a treat. Not only can you multitask while using several applications at a time, but you can also edit different documents and complete important tasks with ease. The Note 10 is designed with a wide 6.3-inch display, which lets you view most things in high quality. If you often like to switch between apps and the innovation of split-screen, then the Galaxy Note 10 will not disappoint.
Computing power – The Galaxy Note 10 comes with the Samsung DeX platform that allows you to connect your device with several computing portals. You get to enjoy the best worlds of computing as well as seamless mobile experience. On days you decide to ditch your laptop, the Samsung Galaxy Note 10 will have you covered.
Impressive camera quality – Who doesn’t love to flaunt the best in class camera through their phones? The Samsung Galaxy Note 10 features a camera setup that is incredible and delivers the best picture quality. You can capture, edit, and share in an instant. The phone is designed with 3 rear-facing cameras. From depth-sensing to reduced external noise when recording videos, the Galaxy Note 10 allows you to shoot pictures and videos with the best features. Samsung has undoubtedly brought with it an exceptional camera through the Galaxy Note 10.
Breeze through tasks with the S Pen – Similar to most Galaxy models, the Galaxy Note 10 includes the S Pen so that your thumbs can take a break. However, it is better refined, so it comes with improved compatibility and several accompanying apps. This makes for better user experience. From a gyroscope to Bluetooth Low Energy connectivity, the S Pen comes with a number of notable features. It makes activities like doodling and jotting down quick notes extremely easy. Moreover, your handwriting can be quickly converted into texts, for the smoothest experience.
If you are looking for an upgrade in terms of a larger battery, bigger RAM, better storage, microSD support, and wider display, then the Samsung Galaxy Note 10 Plus is the way to go. The Note 10 Plus, however, is more expensive than the standard Galaxy Note 10.
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Your guide to getting FHA loan approvals
Read moreA Federal Housing Administration (FHA) loan is a type of mortgage which is insured by the FHA and is considered one of the most affordable and fastest loans to procure.
Simply put, the borrower needs to be approved by the FHA to get this loan. You may then look for different mortgage rates with different FHA-approved lenders. There are plenty of portals which may help you get fast quotes and you may subsequently take the process ahead with any lender whose rates you have found affordable.
Important guidelines to get an FHA loan approval
Discussed below are a few important aspects to keep in mind while applying for an FHA loan.Credit score
The credit score requirement to get an FHA loan approval is not stringent. The minimum eligible credit score for the same is 580. Even if you do not have a credit history, your lender will need to evaluate your eligibility, based on a non-traditional merged credit. Some borrowers may require a score of 640-680 to be eligible for this loan.While this is a guideline set, many lenders also give a loan to people with a credit score of at least 500.
Debt to income ratio
The debt to income ratio is a critical guideline followed by lenders to evaluate the eligibility of a borrower. It is a way in which lenders (even mortgage lenders) calculate a borrower’s ability to repay the debts, considering their regular incomes. The acceptable limit of this ratio is 31:43 to get an FHA loan approval.Mortgage insurance
Even though getting an approval for an FHA loan seems fairly easy, the real challenge arises in getting two types of mortgage insurances as prerequisites. One insurance needs to be paid fully while the other has to have a provision of being paid in monthly installments.Down payment
The minimum down payment required for an FHA loan approval is 3.5%. While the standard rate for down payment runs at 20%, the 3.5% comes as a great relief for borrowers who cannot afford such a high amount.Other important areas
A lender will look into your employment history, lawful residency in the US, as well as a valid Social Security number (SSN). You would also require to have an appraisal for the property from a verified FHA-approved appraiser.The other requirements differ from lender to lender, and it is always advisable to gather full information about your verified FHA loan lender before applying for a loan.
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3 ways SMA patients and caregivers can maintain a healthy relationship
Read moreThe relationship between a person diagnosed with spinal muscular atrophy (SMA) and their caregiver is a two-way street. It is important to remember that both the patient and caregiver have their individual needs that should be communicated clearly. Irrespective of whether the primary caregiver is a parent, friend, or someone who has been hired to take care of the SMA patient, there are a few important things to consider for a healthy relationship between them. Below are three tips for SMA patients to maintain a healthy relationship with their caregivers-
- Informing the caregiver in advance about any schedule changes
SMA patients should remember that their caregivers, whether family, friends or professional caregivers, have their own schedules and needs. One needs to ensure that they don’t make any last-minute changes without informing the caregiver well in advance. A caregiver plans everything according to the SMA patient’s schedule, and any sudden changes might cause problems with the caregiver’s schedule and routine. It is important to remember that the caregiver is likely to have other jobs, people to meet, and other personal errands of their own. Hence, it is essential to inform the caregiver in advance if there are any changes to one’s schedule.
- Conveying one’s needs clearly
If an SMA patient is hiring someone through an agency or via the Internet, it is vital to know that the caregiver has probably had clients with a wide range of needs, levels of independence, and abilities. Hence, it is necessary for the patient to inform the caregiver about what their specific needs are, what tasks they can do, and what tasks they cannot perform. The best way that a caregiver will be able to help a patient properly and cater to all their needs is by just communicating with them. If one is used to doing certain things in a particular manner, let the caregiver know that beforehand so that they are able to do their job thoroughly by keeping their patient’s needs in mind.
- It is okay to have disagreements with the caregiver
When the caregiver is a friend or family member, fights and arguments are inevitable. However, when one has a fight, a confusion, a misunderstanding, or whether there is a simple disagreement with one’s caregiver, one needs to ensure that this tension does not last. It is important to communicate openly and work together towards solving the problem.
- Informing the caregiver in advance about any schedule changes