The best secured credit cards of 2021Read More
Secured credit cards work against cash security deposits. They are very useful, especially if you are looking to rebuild your credit score. The deposit usually equals the credit line offered to you. This is held on to by the card-issuer until such time that the account is closed or you move to an unsecured credit card.
Let’s take a look at some of the best, secured credit cards in 2021.
Secured Mastercard from Capital One
The reason this card makes it to the list is the flexibility it offers for your security deposit. It also gives you the rare advantage of increasing your credit line beyond your initial deposit. It’s a top choice for someone starting with a credit card, though it may not be very suitable for someone who has a damaged credit score. Moreover, it has no noticeable rewards program, and some cardholders may find that the APR is too high.
Discover It Secured Credit Card
No annual fee, no penalty APR, 1% unlimited cashback on all purchases, plus a 2% cashback if you spend up to USD 1000 on gas and restaurants every quarter. You can start with a minimum deposit of USD 49 that will offer you a credit line of USD 200. You can also increase your credit line by increasing your deposit (the maximum is USD 1000).
OpenSky Secured Visa Credit Card
If your credit is badly damaged, this card might be the right pick for you. The card does not involve either a credit history check or a bank account. It also has a fairly low annual fee of USD 35, and the APR is manageable as well. The security deposit starts at USD 200 and goes up to USD 3000.
Citi Secured Mastercard
Here is a card that offers no rewards and no frills. However, you also don’t have to worry about fees charged upfront or an annual fee that other secured credit cards might charge. Best to pay on time and not keep a balance on this card because it has a high APR. The incentive is that you can upgrade to an unsecured card if you pay on time for 18 months.
U.S. Bank Secured Visa Card
If you’re looking for a higher credit limit, this might be the card for you. It’s a basic card with no annual fees and a decent APR. The credit limit can be increased to USD 5000, depending on your security deposit. You can also set up auto bill pay to avoid late payments.
Make your house party ready with the best music speakersRead More
Today, the market is plush with branded and best music speakers at affordable prices that will make your party a memorable event ever. There are so many brands that you can go with, but if you are looking for something special, then you can buy speakers online.
Many online sites are available that deal with best music speakers at reasonable prices that will fall into your budget, perfectly. Huge varieties of music speakers are coming to market these days, but out of all other Music, speakers are gaining wide popularity.
The best music speakers are easy to use and can connect easily with your Smartphones, laptops and personal desktop. In fact, most of the Music speakers are multifunctional and along with playing music can perform many other functions.
Types of music speakers
A wide variety of music speakers are available in market, and you can check out the widest range on the internet and also buy speakers online from various shopping sites as per your choice. Mentioned below are some of the affordable Music speakers that are powerful, efficient and easy to use.
Capsule shaped speaker: They look very stylish due to their unique shape. These speakers deliver best sound quality and treble effects; overall capsule shaped Music speakers are meant for the party and music lovers. Although, they are small in size but still produce best and powerful sound.
Pocket speaker: As the name suggests, the pocket speaker can easily fit in your pocket and is the best option for those people who travel via public transport. Despite being small in size, they are very powerful, lightweight and best for regular use.
Benefits of Music speakers
- They are energy efficient also as they work on batteries and do not require electricity for it’s working. These batteries can even be changed and recharged from time to time.
- They work on latest technology and offer many versatile features such as you can stream music at slow and fast speed.
- The main benefit that you will enjoy with Music speakers is that they are wireless and requires no installation at all. You can simply connect it to the device and click on the play button.
Unbeatable brands in the market
Beats Electronics it is a sub-division of Apple to produce audio products with it’s headquartered in the US. The product line mainly focuses on speakers and headphones.
Bose Corporation A private American corporation that excels in audio equipment and speakers.
Harman International Industries – An American incorporation that designs visual and audio products, worldwide.
Altec Lansing Another top-notch American audio equipment company possessed by Infinity Group.
Braven Braven started small but now has evolved into a major part of the Audio industry. The products like waterproof audio and smart battery solutions have contributed a lot to the industry.
Popular jackets to choose fromRead More
A good-looking jacket or blazer has an advantage over the rest of the people in the room. A jacket changes the way you wear it and the way you carry yourself. They help you look smarter and stronger. Among the most affordable jackets are sports coats. They can be worn in summer and spring. The retailer may tell you it looks good in summer, but it depends on the heat. When looking for affordable jackets, ensure to look for light-weight fabrics that are breathable have a minimal lining.
Their jackets are perfect for the season and have a tailored look. The jackets provided by them also has room for ventilation. The linen is of high quality and has barely any lining. They are many colors and patterns; however, they insist on sleeve cuff buttons. This company provides affordable jackets and are a good choice for winters.
Slim jackets by Banana Republic
This affordable jacket is of lightweight material that is breathable. Partly, it is lined in a mesh fabric, thereby making it super comfortable. The sleeve button does create tailoring issues. The jacket comes in true “slim” fit.
J. Crew Factory’s Thompson jackets
The J. Crew Factory’s Thompson jackets are affordable, hefty, and breathable with a perfect shade of the navy. Their sportscoat in Irish Linen is in beige and off-white. Both are perfect and they fit like a dream, is unlined, and has double vents. They are breezy to wear and expensive-looking.
Powderhorn World’s jacket
Their jacket is totally mountain-ready. It has an easy-access sleeve pocket, inside pockets with illustrations to know where to keep your stuff, and a goggle-cleaner cloth tethered to a bungee cord. Dual flaps defend the zipper from drafts and moisture.
This affordable jacket has a bi-swing back and full lining throughout. This allows for freedom of movement when you layer up and also ensures a great fit. They have a self-belt, subtle contrasting ultra-suede elbow patches, and sturdy leather-look buttons. The jacket has two internal pockets, a zip closure, which provides plenty of storage space. The fabric is 85% wool and 15% nylon which ensure durability and a comfortable weight.
Superdry’s Sport Power down hooded sports jacket has a single zip fastening and concealable hood with a double zip fastening. When the hood is zipped away, it becomes a padded collar. There four pockets in the front with one zip fastens two pockets and a fifth which is close to the chest. The jacket has inner elasticized cuffs and Superdry detailing on the zip.