• Finance

    The best secured credit cards of 2021

    Secured credit cards work against cash security deposits. They are very useful, especially if you are looking to rebuild your credit score. The deposit usually equals the credit line offered to you. This is held on to by the card-issuer until such time that the account is closed or you move to an unsecured credit card. 

    Let’s take a look at some of the best, secured credit cards in 2021. 

    Secured Mastercard from Capital One 
    The reason this card makes it to the list is the flexibility it offers for your security deposit. It also gives you the rare advantage of increasing your credit line beyond your initial deposit. It’s a top choice for someone starting with a credit card, though it may not be very suitable for someone who has a damaged credit score. Moreover, it has no noticeable rewards program, and some cardholders may find that the APR is too high. 

    Discover It Secured Credit Card 
    No annual fee, no penalty APR, 1% unlimited cashback on all purchases, plus a 2% cashback if you spend up to USD 1000 on gas and restaurants every quarter. You can start with a minimum deposit of USD 49 that will offer you a credit line of USD 200. You can also increase your credit line by increasing your deposit (the maximum is USD 1000).

    OpenSky Secured Visa Credit Card 
    If your credit is badly damaged, this card might be the right pick for you. The card does not involve either a credit history check or a bank account. It also has a fairly low annual fee of USD 35, and the APR is manageable as well. The security deposit starts at USD 200 and goes up to USD 3000. 

    Citi Secured Mastercard 
    Here is a card that offers no rewards and no frills. However, you also don’t have to worry about fees charged upfront or an annual fee that other secured credit cards might charge. Best to pay on time and not keep a balance on this card because it has a high APR. The incentive is that you can upgrade to an unsecured card if you pay on time for 18 months.

    U.S. Bank Secured Visa Card 
    If you’re looking for a higher credit limit, this might be the card for you. It’s a basic card with no annual fees and a decent APR. The credit limit can be increased to USD 5000, depending on your security deposit. You can also set up auto bill pay to avoid late payments. 

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  • Speakers

    Make your house party ready with the best music speakers

    Today, the market is plush with branded and best music speakers at affordable prices that will make your party a memorable event ever. There are so many brands that you can go with, but if you are looking for something special, then you can buy speakers online.

    Many online sites are available that deal with best music speakers at reasonable prices that will fall into your budget, perfectly. Huge varieties of music speakers are coming to market these days, but out of all other Music, speakers are gaining wide popularity.

    The best music speakers are easy to use and can connect easily with your Smartphones, laptops and personal desktop. In fact, most of the Music speakers are multifunctional and along with playing music can perform many other functions.

    Types of music speakers

    A wide variety of music speakers are available in market, and you can check out the widest range on the internet and also buy speakers online from various shopping sites as per your choice. Mentioned below are some of the affordable Music speakers that are powerful, efficient and easy to use.

    Capsule shaped speaker: They look very stylish due to their unique shape. These speakers deliver best sound quality and treble effects; overall capsule shaped Music speakers are meant for the party and music lovers. Although, they are small in size but still produce best and powerful sound.

    Pocket speaker: As the name suggests, the pocket speaker can easily fit in your pocket and is the best option for those people who travel via public transport. Despite being small in size, they are very powerful, lightweight and best for regular use.

    Benefits of Music speakers

    • They are energy efficient also as they work on batteries and do not require electricity for it’s working. These batteries can even be changed and recharged from time to time.
    • They work on latest technology and offer many versatile features such as you can stream music at slow and fast speed.
    • The main benefit that you will enjoy with Music speakers is that they are wireless and requires no installation at all. You can simply connect it to the device and click on the play button.

    Unbeatable brands in the market

    Beats Electronics it is a sub-division of Apple to produce audio products with it’s headquartered in the US. The product line mainly focuses on speakers and headphones.

    Bose Corporation A private American corporation that excels in audio equipment and speakers.

    Harman International Industries – An American incorporation that designs visual and audio products, worldwide.

    Altec Lansing Another top-notch American audio equipment company possessed by Infinity Group.

    Braven Braven started small but now has evolved into a major part of the Audio industry. The products like waterproof audio and smart battery solutions have contributed a lot to the industry.

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  • clothing

    Popular jackets to choose from

    A good-looking jacket or blazer has an advantage over the rest of the people in the room. A jacket changes the way you wear it and the way you carry yourself. They help you look smarter and stronger. Among the most affordable jackets are sports coats. They can be worn in summer and spring. The retailer may tell you it looks good in summer, but it depends on the heat. When looking for affordable jackets, ensure to look for light-weight fabrics that are breathable have a minimal lining.

    Their jackets are perfect for the season and have a tailored look. The jackets provided by them also has room for ventilation. The linen is of high quality and has barely any lining. They are many colors and patterns; however, they insist on sleeve cuff buttons. This company provides affordable jackets and are a good choice for winters.

    Slim jackets by Banana Republic
    This affordable jacket is of lightweight material that is breathable. Partly, it is lined in a mesh fabric, thereby making it super comfortable. The sleeve button does create tailoring issues. The jacket comes in true “slim” fit.

    J. Crew Factory’s Thompson jackets
    The J. Crew Factory’s Thompson jackets are affordable, hefty, and breathable with a perfect shade of the navy. Their sportscoat in Irish Linen is in beige and off-white. Both are perfect and they fit like a dream, is unlined, and has double vents. They are breezy to wear and expensive-looking.

    Powderhorn World’s jacket
    Their jacket is totally mountain-ready. It has an easy-access sleeve pocket, inside pockets with illustrations to know where to keep your stuff, and a goggle-cleaner cloth tethered to a bungee cord. Dual flaps defend the zipper from drafts and moisture.

    This affordable jacket has a bi-swing back and full lining throughout. This allows for freedom of movement when you layer up and also ensures a great fit. They have a self-belt, subtle contrasting ultra-suede elbow patches, and sturdy leather-look buttons. The jacket has two internal pockets, a zip closure, which provides plenty of storage space. The fabric is 85% wool and 15% nylon which ensure durability and a comfortable weight.

    Superdry’s Sport Power down hooded sports jacket has a single zip fastening and concealable hood with a double zip fastening. When the hood is zipped away, it becomes a padded collar. There four pockets in the front with one zip fastens two pockets and a fifth which is close to the chest. The jacket has inner elasticized cuffs and Superdry detailing on the zip.

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  • Pets

    Top 5 human foods that are safe for cats

    We may feed our feline friends human foods because they are easily available. Plus, feeding them these foods may save us money and maybe a little cooking time. However, not all human foods are good for cats. In fact, certain human foods can be fatal to their well-being. Therefore, it is important to know which human foods are safe to eat. Here are five such foods you can serve to them with ease.


    Fish contain omega-3 fatty acids, which are known to maintain cats’ eye health. Omega-3 is also known to curb health issues such as kidney disease, arthritis, and heart disorders. However, do not feed your cat any raw fish as it can lead to a gastrointestinal upset when consumed. Canned or cooked fish, on the other hand, make for delicious healthy cat treats.


    Vegetables contain essential vitamins, minerals, water, and fibers. When combined, these properties promote healthy digestion in cats. To get your pet to eat these greens, merge them into a veggie burger. Your cat may enjoy nibbling on the healthy cat treat. Cantaloupe, cucumber, steamed broccoli, and asparagus are some vegetables that offer several benefits to a cat’s health.


    Oats isn’t just a great addition to our breakfasts but is also healthy for cats. Oats is a good source of whole grains and contains several proteins per calorie. These properties benefit the heart and digestive system while maintaining the overall health of your pet cat. Other sources of whole grains include mashed brown rice, wheat berries, barley, even cooked millet, and couscous.


    Cats are carnivores and therefore require protein from meat to stay healthy. Giving them cooked chicken, beef, and turkey can significantly give them the necessary macronutrients. These proteins help cats develop good vision, a strong heart, and maintain a healthy reproductive system. But avoid serving leftover meats as they could make your pet sick.


    Eggs are another healthy food source both for humans and cats. They have animal protein, amino acids, and taurine. Eggs are also rich in other properties such as vitamins A, D, E, and B12. These elements give cats the nutrition they need to stay healthy and ward off any potential illness. But you ought to cook the egg before serving it up to your pet as raw eggs can make them sick.

    Apart from human edibles, you can also serve up foods designed specifically for cats.

    Purina Pro Plan Urinary Tract Health

    The chicken-flavored product from Purina helps reduce urinary pH in cats. It also induces low magnesium levels to maintain your pet’s urinary tract health. Further, the canned cat food contains 25 essential vitamins, minerals, and taurine to improve the feline’s overall health. You can buy the Purina Pro Plan Urinary Tract Health cat food from Petco at $32.88.

    Iams™ Proactive Health™ Adult Indoor Weight & Hairball Care

    Iams™ Proactive Health™ Adult Indoor Weight & Hairball Care offers required nutrients to cats. The L-carnitine content also helps burn fat and helps maintain a healthy digestive system. The formula also consists of a proprietary fiber blend (with beet pulp) and may significantly reduce hairballs. You can purchase a 3.5 lb. pack of the product for $7.79 on the IAMS official website.

    Hill’s Science Diet Adult 7+ Hairball Control

    This is an anti-hairball dry cat food from Hill’s Science Diet. The chicken-flavored product is rich in natural fibers that reduce hairball formation in older cats. It also contains essential nutrients for healthy skin and fur. A 7 lb. pack costs about $30 on Petco.

    Royal Canin Feline Weight Care Loaf in Sauce

    The Royal Canin Feline Weight Care Loaf in Sauce is a balanced cat food formula for weight control. Its L-carnitine content promotes fat metabolism and improves muscle mass. You can buy a case of 24 X 5.1 oz. for $54.96 from Petco.

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  • Pets

    5 common human foods dogs can eat

    As a responsible, loving, and caring pet parent, you only want to give your furry buddies the best of nutrition, lifestyle, and entertainment. And the choice of food is one of the main aspects of proper nutrition. But with so many different options, it can get a bit confusing to sort the best from the rest. To help you, here are some choices among commonly consumed human foods safe for dogs.

    Chicken and turkey
    Chicken and turkey are both lean sources of protein and a better alternative over red meats like beef, pork, or lamb. But ensure the meats are cooked thoroughly and avoid using too much salt or seasoning as it may not be good for your pet’s digestive system. Many dog food brands also introduce lean proteins as their primary ingredient for wet and dry food recipes.

    Seafood options like tuna, salmon, and shrimp are human foods safe for dogs. But note that seafood must be given in moderation, and the fish must be cooked all the way to reduce the risk of infection. Salmon is the best source of protein, good fats, and essential amino acids. Tuna contains healthy omega-3 fatty acids that promote cardiovascular and eye health. Shrimp is also rich in antioxidants and essential vitamins while being low in calories.

    Peanut and peanut butter
    Peanuts are a healthy source of good fats that boost metabolic activity and promote overall health. But if you are planning to give peanut butter, ensure that the product is organic and does not contain any artificial sweeteners like xylitol. Consider crunchy or fine peanut butter that is unsalted and low in sugars or preservatives.

    Assorted veggies
    Cut veggies are a great snack over processed treats that you buy at the supermarket. Carrots, green beans, broccoli, cucumbers, and celery sticks are popular options that require minimal prep and can be given as regular tidbits. Most breeds can safely digest these veggies in their raw or cooked form, but it is advisable to consult a vet for smaller breeds.

    Fresh fruits
    Cut fruits are another good snack alternative for dogs. Ensure that the slices are palatable, and you remove all the cores, seeds, stems, or peels depending on the type of fruit. Popular options include apples, kiwi, blueberries, strawberries, cantaloupe, pineapple, and bananas.

    Note that all human foods safe for dogs must be given in moderation to allow dogs time to adjust.

    Popular dog food brands

    Natural Balance® Dog food
    Natural Balance® ranks among the top dog food brands in the country and features a number of recipes made with everyday and special restriction ingredients. Popular products include the Natural Balance® Limited Ingredients, Original Ultra, Synergy, and Natural Balance® Vegetarian. Recipes are grain-free, rich in fiber, proteins, carbohydrates, and available in flavorful wet and dry food options.

    Purina ONE® chicken and rice dog food
    Purina ONE® features a diverse mix of ingredients sourced naturally and sustainably for its wet and dry dog food recipes. The chicken and rice formula is one of the popular recipes made with 100% natural ingredients that promote healthy cardiovascular activity and muscle growth. The recipes are designed to boost immunity and promote a healthy coat.

    This Canadian dog food brand is owned and managed by Champion Pet Foods. It offers a variety of dry dog food formulas made from biologically appropriate natural pet food. Acana is famous for its grain-free dog foods. The brand has recently started grain-inclusive options as well. Some of its popular products are Acana’s Paleo Formula and Free-Run Poultry Formula. You can go for the 25lbs bag as it is available at a competitive price than other labels.

    Dr. Marty
    Dr. Marty is another reputable dog food brand. Dr. Marty Nature’s Blend Essential Wellness is one of the brand’s top-rated dog foods. This formula, made with high-quality meats (turkey, beef, salmon, duck) and organs (beef liver, turkey liver, turkey heart, and other essential nutrients), is designed to boost energy, ease digestion, promote oral and skin health, and more. The product comes freeze-dried, which helps ensure your dog receives optimal nutrition. In addition to dog food, Dr. Marty also makes several dog food supplements to provide dogs with specific nutrients and help fight various health issues. These supplements include Shine & Luster (for seasonal allergy support), Free & Active (for hip and joint support), and Alpha Guard (for immunity support.) 

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  • Cruises

    Top 4 cruise deals for seniors

    The holidays are the best time to explore new places. It doesn’t matter if one is young or young at heart; taking a cruise tour at any age is one of the most exciting and luxurious ways to travel. Evidently, the perfect cruises for seniors are the ones that allow them to vacation in the utmost comfort. Keeping that in mind, here are the best cruises for seniors that are notable for their amenities.

    Explore Baja California with Royal Caribbean Cruise
    Royal Caribbean International is offering a three-night cruise from Los Angeles to Ensenada, Mexico. Explore the Hollywood Walk of Fame, a historic landmark, and try out the local cuisine of the towns around the city. Upon reaching Ensenada, explore the shores of Estro and Mona Lisa Beaches and hike to the towering waterfall of El Salto Canyon for the magnificent sea view. Ensenada is a popular culinary hub of Baja California, so don’t forget to try out the local cuisine here. The cruise deal is available for as low as $100 per person. While Royal Caribbean does not specifically run cruise deals for seniors, you can still avail yourself of a discount if you are 55 or older. All you need to do is enter your date of birth when booking a cruise package. However, make sure to read the terms and conditions before shortlisting a cruise package.

    Explore the Mexican beaches with Carnival Cruise
    Carnival Cruise is offering cruise deals for those who are above 55. These fares are valid for specific dates and select destinations. To find the exact fare, all you need to do is click on the “discount cruises for seniors.” Their three-day Carnival Miracle will take you from Los Angeles (Long Beach), California, to the serene shores of Ensenada, Baja, Mexico. Onboard entertainment includes Lip Sync Battle: Carnival, The Punchliner Comedy Club, Serenity Adult-Only Retreat. And if you are a fan of the celebrity chef Guy Fieri, you are in for a treat! Don’t forget to gorge on his signature burgers at Guy’s Burger Joint.

    Carnival Cruise to the east-coast beaches
    Escape the chilly winters this year by embarking on Carnival Cruise’s four-day trip from Miami to the Bahamas. The cruise will take you to one of the best private islands on the east coast, The Half Moon Cay Island. Enjoy snorkeling at the Half Moon Cay beach or go kayaking. If you are not much of a swimmer, you can also enjoy horseback riding or go on an Eco-bike tour along the shore! The cruise will take you to Nassau, an island known for the best water coasters and pools. While onboard, you can enjoy the cruise’s Cloud 9 Spa, entertainment center, and your favorite cocktail at the RedFrog Pub. You can book this cruise for just over $300 per person.

    Caribbean Cruise by Royal Caribbean
    In partnership with expedia.com, AARP has some great deals to offer on its cruise packages. While there are no specific cruise deals for seniors, you can still avail yourself of this offer if you have an AARP membership. For instance, you can get a 70 percent discount on a five-night Royal Caribbean to the Caribbean. You can explore the serene beaches of Costa Maya and Cozumel for just over $190 per person.

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  • Shopping

    Top 5 Adidas running shoes for men and women

    Finding the right pair of running shoes takes quite a bit of time. And what takes an even more overwhelming amount of time is filtering the type of shoes you’re looking for; we’ve all been there. So, we’ve decided to shortlist some of the best running shoes Adidas has to offer. Here are some of the best Adidas shoes for men and women who enjoy running as much as this brand enjoys designing shoes.

    Terrex Speed Ultra
    This shoe design by Adidas is a great all-weather option for men and women who are looking to upgrade their running game. These pairs perform well on rocky, smooth, as well as snow-covered roads and do not put up too much resistance when transitioning from one terrain to another. The Lightstrike foam makes running on rocky surfaces easier, without hurting your feet or affecting your pace. The Terrex Speed Ultra series is the perfect fit even if you are looking to explore new running tracks.

    Runfalcon 2.0
    The Adidas Runfalcon 2.0 is one of the best designs across all runnig categories for men and women. These shoes are ideal for people who like to break into a run whenever the mood strikes and spend all day in comfy cozy shoes. Not only is the Runfalcon 2.0 a looker but it is also the perfect choice for work, errands, or running training, making this series the right blend of performance, energy balance, and care. These shoes offer unbeatable grip and are extremely light in weight.

    Ultraboost 21
    The Adidas Ultraboost 21 is one of the best performance designs for men and women heading to their running track. This design has been made better and bigger when compared to its various predecessors. The newer model of this design comes with a comfortable noticeable midsole, which is bigger than the previous designs. Additionally, this pair of shoes is a great sock-like fit for the marathon and half-marathon runners, along with everyday training.

    The Adidas Supernova is among their top shoes for men and women who need energy in their stride. Adidas’ vision to bring to the masses a pair of shoes that are fit well for new runners who are learning their rhythm came true with Supernova. This design is supposed to make getting started easier since that is considered to be a difficult part. This design is breathable, roomy, and an easy fit. The springy and spongy structure of the shoe is easy on the knees and provides a comfortable easy boost for everyday training.

    Solarboost 3
    While the Boost midsoles designed by Adidas are famous for its plushness, the Solarboost 3 is anything but harsh on the soles. Adidas put together two things to make it more stable, one of which is the H-shaped piece of plastic that has control over the longitudinal and torsional force. This little piece of plastic is also known as the Linear Energy Push System. The second feature that contributes to the Solarboost 3’s fitness and grip is the Control rail that is seen covering the shoe’s circumference.

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