Things were a lot easier when cell phone companies had a contract system. The buyer had to just select the plan and be on a contract for two years. Now when there is no contract, different plans have taken their place. And it’s getting more complicated with tons of plans looming over us.
Finding the right plan
There are two things to note before you decide to choose any of the best cell phone family plans. First is price and second is coverage. If these two things don’t fall into place, then such best family plans for cell phones are useless.
Before signing up for a family plan, one should check whether their cell phone is compatible with the network. Some networks work only with their carrier smartphones. If you have your own cell phone, then some networks need you to pay activation charges.
What does one look for in the best cell phone family plan?
A buyer generally looks for an affordable plan which has data, text, talk time, HD video streaming, and music streaming, all for a low monthly charge.
All wireless carriers these days have chalked up their plans keeping their users in mind. If you have a family who uses multiple phones and needs to consolidate the billing cycle, then opt for a family plan that gives you the freedom to share your data with one network and single billing.
The best cell phone family plans are particularly cheaper than individual plans. You can even monitor the usage of each family member and utilize the data accordingly.
One of the most popular deals for the best cell phone family plan is offered by T-Mobile. It is not rigid about activation fees and line access fees, unlike other carriers. The buyer does not need to stretch his dollars anymore as he can save as much as USD 100 on activation and line access fees. Normally any carrier charges USD 20 activation fees for an individual plan. But compared to taking individual plans for a family of four, a buyer can save four times the amount spent with a family plan. Another way to save money on a family plan is to choose an auto pay payment system to earn some more discounts.
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Top 4 credit cards for reward points
Read moreIf you have an impeccable credit record, you can get your hands on some of the best credit cards that offer reward points for every transaction. That said, some of the popular value-for-money credit cards offer more than just reward points—think huge savings on shopping, dining, traveling, and much more. Here’s a list of our top five picks of the best reward points credit cards.
Citi Custom Cash Card
You can earn 5% cashback on purchases in the top eligible spend category, up to the first $500 each billing cycle, and 1% cashback thereafter with this credit card. You can earn unlimited 1% cashback in all the other categories. Another benefit of the Citi Custom Cash Card is that there is no annual fee, and you get an introductory 0% APR on balance transfers and purchases for 15 months.Chase Sapphire Preferred® credit card
The Chase Sapphire Preferred® credit card is a perfect choice if you travel often. You can earn 2X points on travel, dining out, or takeout and one point per dollar spent on other purchases. Plus, you earn 100,000 points if you spend $4,000 in the first 3 months of account opening. And the points are worth 25% more if you redeem them for travel. That’s a lot of value, but the card has a $95 annual fee.American Express® Gold Card
This is one of the best credit cards if you want to collect points. You can earn a welcome bonus of 60,000 Membership Rewards® points if you spend $4,000 in the first 6 months. Plus, it offers 4X reward points on takeout and delivery. There’s also a $120 annual dining credit at select outlets, and you can get Uber cash of up to another $120 annually on Uber rides or Uber Eats orders. Some might find the $250 annual fee steep, but the Amex Gold Card does pack a punch.CapitalOne SavorOne Rewards Card
This CapitalOne credit card makes for an excellent choice for beginners as it offers rewards on all popular spending categories, like entertainment, food, and shopping. Plus, it has a 0% introductory APR for 15 months. You can earn unlimited 3% cashback on dining, entertainment, streaming services, and at grocery stores, and you also get 1% cashback on all other categories. And all this comes with no annual fee. This is one of the best credit cards for collecting reward points if you spend a lot on these categories. -
How to keep muscle cramps away
Read moreWe bet, the thought of a muscle cramp makes you cringe. So how is a muscle cramp caused? To put in simple terms, it is a strong contraction or tightening of a muscle that happens in instant. Extremely painful, it can last for few seconds or go up to several minutes. The muscle does not relax, which is why you experience such acute pain. Not hard to notice, a muscle cramp often causes the involved muscle to harden.
Most people experience a muscle cramp at least sometimes in their life. It is a common condition and can happen due to several reasons. The most common reason being extreme pressure being exerted on the muscle due to a rigorous workout.
If you are constantly at the receiving end of excruciating pain due to constant muscle cramps, here are certain things you can do to avoid them.
Drink enough water – It is true, water is the remedy to most health problems. You must ensure that your body is well hydrated at all times. The losses as much fluid and replenishing it with water will keep the muscles from contracting.
Avoid popping pills – Constant consumption of medicines, birth control pills, steroids, etc. can affect the muscle cramp. You should try and minimize the intake of these medicines as much as possible.
Limit smoking and alcohol intake – Smoking and drinking cause lack of blood circulation to the muscles. The legs especially fall prey to the effects of bad circulation. Regular smoking can lead this to aggravate thereby making muscle cramps extremely painful.
Healthy food intake – Your body is a reflection of the food you eat. Make sure that you eat food that is healthy and gives your body enough vitamins, calcium, etc. Avoid eating greasy foods that generous on oils and fatty acids.
Prescribed multivitamin tablets – It is possible that the natural foods you eat may not provide your body with all the required vitamins. Ask your doctor to prescribe you multivitamin tablets that you can take every day. This is help in the deficiency thereby controlling muscle contraction.
Go gym easy – If you hit the gym, take your time and go slow on the workouts. Lifting weights and stressing other parts of your body can lead to your muscle reacting in the form of cramps. You have to first condition your body to exercise a little, before doing a full-fledged workout.
Keeping these factors in mind and you will be able to effectively avoid cramps and the pain.