
Restaurant chains constitute a major part of the booming food industry in the United States today. The increasing popularity of these restaurants is primarily due to their good preparation and convenient service. Many of them also serve a good variety of affordable items on their menu.
Restaurant chains have seen a massive growth in recent years. With the changing tastes of consumers, these restaurants are enhancing their dynamics too. Menu options and concepts are remarkably evolving.
Here are some great deals and discounts for you. We have enlisted some of the most popular coupons from a few of USA’s best restaurant chains.
Souplantation
Souplantation is one of the prime restaurant chains in the United States. It is a buffet-style, all you can eat restaurant.
A Dinner Combo for $ 12.59: This is a great offer valid after 4 PM for each adult guest. The dinner may include one non-alcoholic or milk beverage, non-bottled. This offer cannot be combined with any other offer. It is not applicable to takeaways. You can print this coupon from couponsherpa.com/souplantation.
25% Discount on a Family Combo: This coupon is valid for dine-in family combos, i.e., 2 adults, 2 children aged 3 to 12 and you get 4 non-alcoholic or milk beverages, non-bottled. It can’t be combined with any other offer. This souplantation coupon printable on couponsherpa.com/souplantation and the offer is valid after 4 PM.
Bob Evans
Bob Evans is one of the leading restaurant chains in the United States serving a good variety of finger-licking food. This restaurant chain serves breakfast options all day!
20% Discount Site-wide: Bob Evans offers 20% off site-wide, i.e., on all the items available on their official website. You can choose from a variety of items to suit your mood and occasion. The coupon code is summer16. Use it on bobevans.com.
Save $3 On A $15 Purchase: This Bob Evans coupon applies to all in-store products. It is printable on retailmenot.com/bobevans.com. You can also show this coupon on your phone at the store to avail the offer.
Sweet Tomatoes
This chain of cafeteria-style vegetarian restaurants is very popular in the United States due to their diverse menu also comprising of nutritious options.
Dinner Combo For 2 At $24: This Sweet Tomatoes coupon is applicable on in-store dinner combos for two people. The coupon can be printed on coupons.com/coupon-codes/sweettomatoes.com.
Family Combo For $34.99: This is an amazing offer! It applies to dine-in family combos anytime! This is a limited time offer. So hurry!
Omaha Steaks
Omaha Steaks is a leading provider of the best hand-cut steaks, seafood, and innovative side dishes. Here are two of their most popular coupons!
Up To 80% Off On First Online Purchase: If you’re shopping online with Omaha Steaks for the first time, this is the best offer for you! You can avail the coupon on groupon.com/coupon/stores/omahasteaks.com and proceed through the link.
Save 72% And Get 12 Burgers For Free: This Omaha Steaks coupon applies on online purchases. It gives you 72% off on gourmet burgers. You get 12 burgers for free when the shipment is worth $59 or more.
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Your guide to getting FHA loan approvals
Read moreA Federal Housing Administration (FHA) loan is a type of mortgage which is insured by the FHA and is considered one of the most affordable and fastest loans to procure.
Simply put, the borrower needs to be approved by the FHA to get this loan. You may then look for different mortgage rates with different FHA-approved lenders. There are plenty of portals which may help you get fast quotes and you may subsequently take the process ahead with any lender whose rates you have found affordable.
Important guidelines to get an FHA loan approval
Discussed below are a few important aspects to keep in mind while applying for an FHA loan.Credit score
The credit score requirement to get an FHA loan approval is not stringent. The minimum eligible credit score for the same is 580. Even if you do not have a credit history, your lender will need to evaluate your eligibility, based on a non-traditional merged credit. Some borrowers may require a score of 640-680 to be eligible for this loan.While this is a guideline set, many lenders also give a loan to people with a credit score of at least 500.
Debt to income ratio
The debt to income ratio is a critical guideline followed by lenders to evaluate the eligibility of a borrower. It is a way in which lenders (even mortgage lenders) calculate a borrower’s ability to repay the debts, considering their regular incomes. The acceptable limit of this ratio is 31:43 to get an FHA loan approval.Mortgage insurance
Even though getting an approval for an FHA loan seems fairly easy, the real challenge arises in getting two types of mortgage insurances as prerequisites. One insurance needs to be paid fully while the other has to have a provision of being paid in monthly installments.Down payment
The minimum down payment required for an FHA loan approval is 3.5%. While the standard rate for down payment runs at 20%, the 3.5% comes as a great relief for borrowers who cannot afford such a high amount.Other important areas
A lender will look into your employment history, lawful residency in the US, as well as a valid Social Security number (SSN). You would also require to have an appraisal for the property from a verified FHA-approved appraiser.The other requirements differ from lender to lender, and it is always advisable to gather full information about your verified FHA loan lender before applying for a loan.
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3 ways SMA patients and caregivers can maintain a healthy relationship
Read moreThe relationship between a person diagnosed with spinal muscular atrophy (SMA) and their caregiver is a two-way street. It is important to remember that both the patient and caregiver have their individual needs that should be communicated clearly. Irrespective of whether the primary caregiver is a parent, friend, or someone who has been hired to take care of the SMA patient, there are a few important things to consider for a healthy relationship between them. Below are three tips for SMA patients to maintain a healthy relationship with their caregivers-
- Informing the caregiver in advance about any schedule changes
SMA patients should remember that their caregivers, whether family, friends or professional caregivers, have their own schedules and needs. One needs to ensure that they don’t make any last-minute changes without informing the caregiver well in advance. A caregiver plans everything according to the SMA patient’s schedule, and any sudden changes might cause problems with the caregiver’s schedule and routine. It is important to remember that the caregiver is likely to have other jobs, people to meet, and other personal errands of their own. Hence, it is essential to inform the caregiver in advance if there are any changes to one’s schedule.
- Conveying one’s needs clearly
If an SMA patient is hiring someone through an agency or via the Internet, it is vital to know that the caregiver has probably had clients with a wide range of needs, levels of independence, and abilities. Hence, it is necessary for the patient to inform the caregiver about what their specific needs are, what tasks they can do, and what tasks they cannot perform. The best way that a caregiver will be able to help a patient properly and cater to all their needs is by just communicating with them. If one is used to doing certain things in a particular manner, let the caregiver know that beforehand so that they are able to do their job thoroughly by keeping their patient’s needs in mind.
- It is okay to have disagreements with the caregiver
When the caregiver is a friend or family member, fights and arguments are inevitable. However, when one has a fight, a confusion, a misunderstanding, or whether there is a simple disagreement with one’s caregiver, one needs to ensure that this tension does not last. It is important to communicate openly and work together towards solving the problem.
- Informing the caregiver in advance about any schedule changes