
The standard of living has improved dramatically, and what was once deemed unattainable is within our arm’s length now. Call it evolution or simply an increase in the purchasing power that is conferred on us, we can actually buy that house we always wanted or the car that we spent crushing on in our teenage years, provided we have a decent credit score. When we hear the word “credit”, the image of a shiny card conjures in our minds, and this glossy, powerful credit card has the ability to help us buy whatever we have set our hearts on (reasonable things).
Credit cards have revolutionized the world, and it’s not a hyperbole. In addition to allowing the users to reap the benefits the particular credit card offers, it also allows you to create the perfect credit score by paying all the credit bills on time, and this exemplary credit score will go a long way in helping you in your future (buying) endeavors. Another important factor that has heightened our preference for the credit card are the amazing offers that accompany it. Often, people usually sign-up for a credit card to revel in the benefits it offers, and this is one of the major incentives that dominate an individual’s desire to sign-up for credit cards.
If you are still looking for the best credit card offers, and are in a dilemma regarding which credit card offers are compatible with your needs, take a peek and figure out. Here are some of the best credit card offers for you to determine which credit card you’ll be taking home or receiving at your doorstep.
Chase Sapphire Preferred® Card
It is no secret that everyone desires to pack their bags and travel to places they have been eager to visit. How about getting rewards for traveling? Well, the Chase Sapphire Preferred® Card is one of the best credit cards that offer amazing travel rewards and bonuses, and the easy-redeem facility makes it more appealing. You can earn 50,000 bonus points when you spend $4,000 on purchases that you make within three months of opening the account. This is one of the best credit cards offers if you are a frequent traveler.
Discover it® Cash Back Card
Discover it® Cash Back Card and the best credit card offers are often synonymous since this credit card is known to come up with unique offers for its prospective and current customers. One such amazing offer is where Discover it® will match all the cash back earned by the customer at the end of the year! This offer is meant exclusively for new card members. You can even earn 5% cash back at different places such as gas stations, Amazon, restaurants, grocery stores, till the quarterly maximum each time you use it.
Chase Freedom Unlimited®
There are shoppers and then there are shopaholics! Irrespective of which category you belong to, it would be quite appealing if you got a certain portion of the money back that you spent so unapologetically. In fact, this would prove to be a strong motivation to keep shopping. Such people need the best credit card offers that will eventually allow them to reap the benefits of cash back on their purchases. The Chase Freedom Unlimited® offers 1.5% cash back on all purchases, and it’s automatic! Also, you can earn a bonus of $150 after you spend $500 on purchases in the first three months of opening the account.
Citi® Double Cash Card
How enthralling would it be if you can get hold of a credit card that rewards you when you make purchases, and when you pay the bill on time! Well, the Citi® Double Cash Card provides the best credit card offers such as the above-mentioned one. This credit card promotes financial responsibility. You can earn 1% cash back on every dollar you spend, and earn another 1% when you pay your bill on time!
Blue Cash Preferred® Card from American Express
One of the best credit card offers would be where you can get cash back when you shop for groceries or visit the gas stations; this is because you do it frequently. The Blue Cash Preferred® Card from American Express offers 6% cash back at U.S. supermarkets if you make purchases worth $6,000 per year, 3% cash back at U.S. gas stations, and 1% on shopping at selected U.S. departmental stores.
The best credit card offers are the ones that have no hidden agenda, and the onus of using it wisely rests solely on you.
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How to select the best laptop for you
Read moreIf you look at the past 10 years, laptops have been growing in popularity in comparison with desktop computers. Several types of laptops are available in the market including nextbook laptops and it is your responsibility to choose the most suitable ones based on your needs. It has become really easy to identify a laptop that meets your needs.
The fundamental question must always be what are you searching for in a laptop? What type of device is good for you to purchase? Are you interested in playing games on the laptop? Do you want a device that offers a long battery life? Are you going to carry the laptop wherever you go? These are some of the questions that you need to find answers prior to buying a laptop.
Best devices for students
Generally speaking, students will be searching for laptops that are cheap and they also look for the one that offers good battery life. That is why most students prefer a nextbook laptops or mini-laptop. This is a very good option and the battery life of these devices is pretty high compared to other devices. These types of devices are highly portable as well. Several students search for a slightly oversized nextbook laptops and these products come with a larger CPU with increased power as well.
Best devices for travelers
Businesses travelers always look for a laptop that has adequate computing power and they also want a highly portable one. Another important aspect is that the laptop must be built into a sturdy case for protecting all your work documents. Compact products such as Panasonic laptops are a good option. 12 to 15 inch laptops are definitely a good option and you should not focus on the price too much. The focus should be on the quality of the device.
Best devices for the home users
Home users must be careful picking the right option that meets their own requirements. It can be something pretty similar to a desktop and 15 inch laptops are really popular for this category. There are plenty of options available in the market and you have to be really careful while making a choice.
Best devices for gamers
The quality and functionality of gaming laptops have increased considerably. Gamers are always searching for laptops that come with best processing power and they also give utmost preference to good graphics/video card. 15 inches to 17 inches are the most preferred choices and some people opt for bigger versions. Top brands offer high end gaming laptops and you can customize them according to your needs using the latest parts.
Your purpose must be given the top priority and the most suitable one must be selected after carefully considering all the options available in the market.
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Five of the best senior cell phone plans
Read moreAll cell phone plans these days come with high-speed internet and unlimited minutes. Both of these may not really be useful to seniors.
They don’t let you browse use the internet or talk beyond a paltry limit. The best alternative, then, is to find senior citizen cell phone plans that are affordable, and suitable for your requirements. If you belong to the low-income category, you could get free cellphones for seniors under the Lifeline Assistance Program.
You have a variety of smartphone plans for seniors to choose from. Here are a few.
T-Mobile Pay As You Go: T-Mobile is one of the best cell phone service providers in the market. This carrier offers deals that suit everyone. Plus, they’ve also released mobile phone plans that are tailor-made for seniors. On the T-Mobile Pay As You Go plan, you have to pay a monthly fee of $3. You get either 30 minutes or 30 text messages in this plan. To avail this, you’ll need to have a compatible phone. Whether you bring your own phone or not, you will have to pay $20 for a sim starter kit. Also, there is no annual contract, no deposit, and no credit check.
AT&T GoPhone Daily: One of the most trusted brand across the US, AT&T has a very convenient plan for seniors who hardly need to make any calls. The name of the plan is AT&T GoPhone Daily. The best part is that you have to pay $2 per day of usage of incoming and outgoing calls. It means that you don’t have to pay anything on the days that you don’t use your phone. This is one of the best senior phone plans. If you are using the phone for the day you get unlimited minutes and texts. You don’t even have to pay an activation fee. If you already have a compatible phone you can get a sim for $4.99. However, if you are buying the sim online you’ll have to be careful as a $25 refill card may be added. Make sure to uncheck this item while making a purchase.
Republic Wireless 1GB: For seniors who use the internet often. Available at just $20 this plan gives you not only 1GB of data but also gives you unlimited minutes and texts and is one of the best phone plans for seniors. Republic Wireless is one of the newest service providers but has made a stand with offers such as this one. This plan has no contract but it is important to know that this is not a prepaid service.
T-Mobile monthly basic: Yet another plan from T-Mobile that is ideal for seniors. This plan is priced at $30 per month. You get 5GB of high-speed internet and you get 100 minutes and unlimited texts. If you can make do with just 100 minutes of talk time this is one of the most reasonable cell phone plans for seniors out there.
Greatcall WeTalk 200: Priced at $14.99, this plan gives you 200 minutes of talk time. It is important to note that you don’t get any texts or data.