Dividends are when a company distributes a portion of its profit to its shareholders. There are two types of dividends “ cash and stock. The difference between the two types of paybacks are worth noting:
Cash dividend
A cash dividend is a form of cash, check, or electronic payment made by the company out of its profits to its shareholders. Thus, the company pays a part of their income to their investors for the economic value of shares without investing the whole money for its own operations. Yet it causes the EPS (earning per share) rate to drop down to the same rate as the dividend, resulting in financial value transfer. Another outcome is that the shareholders who are the receivers of cash dividends have to pay tax for the value of the shares, decreasing its finial value. However, cash dividends are beneficial as they provide regular income to their investors along with capital appreciation.
Stock dividend
Unlike cash dividend, stock dividends on the other hand are the payment made in the form extra shares rather than cash payouts. It is also known as scrip dividend. When a company is in shortage of liquid cash, it would choose another profitable alternative to distribute dividends to its shareholders and those are called the stock dividends. For example, if a company issues a 4% of stock dividend, it would increase the number of shares by 4%. This is similar to cash dividend in the way that it does not increase the value of the company. If the company pays $10 per share, the company’s value will be $10 million, and that is true even the share is amongst the 7 best dividend stocks in the market. The value remains the same even after stock dividend, decreasing the share price to $9.52 to reshape for the dividend payouts.
Which dividend is better?
Be it a cash or additional shares, it does not affect the company’s profitability. If the company has a turnover of $1 million in earnings by spending 10% of it as dividend, the company is still left with $900,000 of retained earrings after payouts. If the company spends $100,000 in cash or $100,00 worth of extra shares, it is all going to be the same to its current shareholders.
However, it is, in a way, effective if the company declares stock dividend instead of cash dividend because the transfer causes the company’s share price to fall. If a cash dividend equals 5% of the company’s stock price, the investors will experience a 5% low in value of shares. Cash dividends provide income but the shareholders will have to pay tax. It would increase the number of stocks outstanding, shift held-up earnings to paid-in-capital and also reduce the amount payable to its stockholders Like cash dividend, stock dividend does not increase the value of the company. However, a shareholder can keep their share and grow by investing their shares or by selling it for cash dividend.
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Yeast infections occurrences
Read moreSkin that remains wet always is vulnerable to yeast infections. When the body cannot fight the infection quickly, and its immunity wears off, that is when a yeast infection flares up. Those patients who are diabetic and immunocompromised succumb to them often. Doctors then prescribe strong medication with cream.
Occurrences and remedies
Listed below are the various ways and body parts around which yeast infections can occur.
- It also develops in the folds of the skin. Miconazole cream helps cure the infection that spreads to a large area needs prescription medication.
- It is like any other fungal infection; it can be found on the feet, which are sweaty. Yeast infection remedies for such cases is to keep your feet clean and free of moisture which will prevent the yeast from growing in your toes. You can use over the counter cream.
- Throat yeast infection is common in babies who are bottle feeding. If they have not learned to swallow the milk, the remains on the tongues could cause infection. Doctors prescribe oral medicine till it gets cleared up.
- During breastfeeding, women are also prone to yeast infections. A baby’s mouth changes the pH balance and adds moisture that allows the yeast to grow. The infection spreads under the breasts and causes you to sweat extra. Keep the area clean, avoid sweaty sports bra after a workout. An antifungal cream will clear this up.
- Yeast infection of the throat affects immunocompromised patients, whether undergoing chemotherapy or they have an autoimmune disease.
- Vaginal yeast infection is transferred when fecal matter tends to get moved by hands due to improper cleaning or hygiene. Use creams like Monistat and follow up a treatment for three to seven days to kill the yeast.
- Women are more prone to a yeast infection during/after taking broad spectrum antibiotics. These drugs inhibit normal bacteria growth, which favors the growth of pathogens like Candida. A dose of fluconazole at the start and end of antibiotic therapy prevents yeast infection.
- Yeast infection is not a sexually transmitted disease since people who don’t indulge in the activity suffer from it.
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Gluten free dinner – A healthy idea
Read moreBefore you decide to switch to a gluten free diet let us know what really gluten is and how does it affects your body. Gluten is type of protein found in grains. The main function of this form of protein is to give the grain its shape. Some of the grains that are notorious for having high amount of gluten in them are; wheat, rye and barley.
People who are sensitive to gluten offer suffer from an ailment called celiac disease. In this condition, the body treats the gluten in the grain as a foreign substance and attacks it thus harming the inner lining of the gut. This causes nutrient deficiency, anemia and other digestive related issues.
There are people who do not suffer from celiac diseases but still are sensitive to gluten found in the grain. The symptoms of non-celiac gluten sensitivity include severe diarrhea, bloating, tiredness.
To exclude gluten from your diet, avoid having food products made from wheat, rye and barley; some of them include breads, pasta, cereals, beer etc.
This does not mean that you deny your palate the awesome flavors that are out there. You can still have sumptuous food and pamper your taste buds.
If for a dinner, you are planning to have soup, rather than going for plain old gluten-rich soup, opt for a gluten-free lentil soup, lentils are rich in proteins and no, they are not gluten-loaded. To add to the taste, add a healthy serving of parsley or other leafy vegetable such as sautéed spinach and garnish it with fresh cream.
For appetizers, you can treat yourself with chicken salad. This salad has a great flavor, and packs a lot of healthy (gluten free) ingredients. Add a healthy serving of sour fruits and vegetables to a bowl full of chopped cooked chicken. If that is too bland for you then you can pour in a protein-packed peanut dressing which will enhance its taste.
If you had a rather exhausting day and do not wish to cook anything fancy for a dinner and still wish your dinner to be gluten free, then just add tender steak with chopped mushroom and bell peppers (sautéed preferably) to your gluten free corn tortillas, there you have it, an easy weeknight or weekend dinner idea. Garnish it with a healthy serving of fresh cilantro and grated cheese to make them taste even better.