
In today’s economy, finding cheap and decent apartment rentals can be challenging. There are many factors you must consider before venturing out to check the local classifieds and find something that fits your budget. Here are a few simple tips to help you find decent and habitable apartments while working with a tight budget.
Location
The first thing to do is find a neighborhood that has colonies with cheap homes and apartments for rent. The location of the housing community affects prices directly, and the farther away you are from the city limits, the cheaper your accommodation will be. For example, an apartment listing in the borough areas of New York will be cheaper.
Determine your budget
Before you go apartment hunting for rentals, figure out your budget. Note that you must never spend more than 30% of your income on rent. Keeping this in mind, you will have to plan out the expenses to pay for all the necessities and then save some for the future.
Networking is key
It is not always necessary to find apartment listings through a broker or real estate agent. You can save on the commission costs and listing fees by finding apartment listings and deals by word of mouth. Talk to family members, friends, coworkers, and people in your circle to find affordable listings.
Housing assistance
You can take advantage of home assistance programs and low-income housing services to find cheap apartment rentals and homes for families. The Federal government offers affordable housing for people who qualify the criteria, and the application process is quite straightforward.
Space sharing
If you find that the rent is more than what you can afford even after exhausting all possible avenues for minimizing the cost, find someone to spit the expenses equally. Finding a roommate to share everything from rent to utilities with is the best way to afford decent apartment rentals, perhaps even in the city, close to where you work. Staying nearby will also help save time and transportation costs. Find someone you know or trust to share the apartment space.
Negotiate the rent
There are many factors that influence the rent to be paid, including the condition of the apartment. Check to see the work that has been done by the landlord to ensure that the apartment is habitable, and negotiate the price if you feel that space is not worth the listing. It is okay to haggle and bargain a favorable price that is beneficial for both parties.
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Most common causes for hair fall
Read moreFor most of us, it is such a frustrating moment when we notice strands of our hair snuggled around the teeth of the hair brush. Hair a greater asset for us to get that extra charm in our stunning personalities. In today’s world, most us shed hair furiously and there are numerous reasons behind the hair fall.
There are some absolute best ways to protect the hairs says experts and to deal with the breakdowns one can focus on some these departments: Nutrition, Shampoo, Laser Light Therapy, Hair Replacement Propecia, and Minoxidil.
One thing to understand is that hair loss cannot be done away with completely. Baldness can come through genes, hormones, lifestyle, stress etc. But to some extent, there are few natural remedies that can make the hair stronger and healthier, through this process hair loss can be reduced but definitely, it will prevent from balding. To manage a healthier hair is only by eating quality food combined with graded treatment by a professional dermatologist. The result can be fabulous!
There is a world class classic proverb that goes ‘no style is the best style.’ It really works for the hair because the more hairstyling it is more harmful. Using certain chemicals especially and other artificial agents often tend to harmful to the hair at times. Definitely, styling is important because that keeps us attractive but remember not to follow regularly. Constant use of hairstyle and heating equipment such as air color, serums, straighteners etc. can damage the hair’s healthy and turn the scalp frizzy.
Apart from the home remedy, another innovative hair loss treatment for hair re-growth is ‘Stem Cell Therapy.’ It is a process of three to four months of therapy. It is absolutely safe and effective for both men and women. It is non-surgical treatment to re-grow hair follicles in a healthier manner. The stem cells start to stimulate those long dead hair follicles even on the areas of baldness, it can regenerate themselves through cell division.
Some of the more natural ways to stay away from hair loss could be daily 10 minutes’ meditation. Relaxing through this process is good for the overall health. A good sleep cycle of 7-8 hours will also do you good. Explore yourself with healthy eating habits. In your diet include a bag of protein, hair regrowth vitamins, iron, minerals and omega 3s. It could be like: 5-8 varieties of vegetables, 3-4 varieties of fruits, mix of dry fruits, egg, 1-2 serving of lean meat and seeds.
Enjoy these foods by cooking it differently and consuming it every few days. Then in about a week you would be loaded with a bag full of nutrients.
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Affordable car insurance quotes for you
Read moreGEICO, a trusted car insurance brand, offers cheap and affordable car insurance quotes that are healthy for your pocket. That provides the best line insurance for your vehicle, and you stay in peace while they cover all the major risk factors for you. Listed below are some of their discount offers on car insurance:
Vehicle equipment:
There are a lot of discounts on vehicle equipment. You can save up to 25% for driver-side air bags and 40% for full-front seat air bags. This discount will also be applied to medical payments or personal injury portion of your car insurance premium.You will get 5% discount on the collision portion of your premium if your car comes with a factory installed anti-lock braking system.
Does your car also have a built-in anti-theft system? Then you will get another 25% off on the comprehensive portion of your premium.
You can earn on some car insurance coverages if your car has Daytime Running Lights as standard equipment.
Driving history and habits:
Do you have an excellent driving record? It can earn you some discounts. If you have been driving without an accident for five years, you can save up to 26% on most coverages.If you and your passenger always use seatbelts, it will bring benefits. You will get 15% discount on the medical payments or personal injury protection portion of your premium.
Driver’s education:
You can save more on your premium if you have completed a defensive driving course.If you have a young driver in your family who has completed a driver’s education course, you may earn discounts on certain coverages.
Be a full-time student with good academic record. It may earn you 15% discount on certain coverages. In most states, students between ages of 16 and 24 who are at least a “B” grade holder are eligible for this discount.
Customer loyalty:
If you insure more than one car with GEICO, you will get up to 25% off on most of your car insurance coverages.