Finding cheap mobile data plans for your family or friends circle is still a harrowing and lengthy process. Going through all the plans by all the carriers is actually a huge process. T-Mobile has a quite fair pricing for its plans and also offers the best plans and bonuses. Nowadays, they are offering wide range of fringe benefits such as free surprise gifts on Tuesdays, free international service, unlimited data plans, unlimited music and video streaming etc. T-Mobile also offers another service, the One plan:
- T-Mobile One Plus is a premium upgrade and it costs $5 per month. It includes many other features such as caller ID, voicemail to text and unlimited GoGo in-flight WiFi. It also offers a good international plan such as landline calls in 70 countries and unlimited LTE hotspots and other best benefits. This is one of the best cell phone data plans.
- T-Mobile One Plan is one of the best mobile data plans and offers unlimited data. If you are using the minimum data per month, its price increases in the range of $20-$70. If you are happy with your current data plan, you will get an unlimited offer while staying in the old plan without having to spend extra cash.
- If your family needs tethering mobile hotspots and international calls, you can choose T-Mobile’s One plan unlimited offers.
Even though T-Mobile One Plus has many upsides, it has a downside too.
- LTE mobile-hotspot data of 10GB
- Charges $5 per line for each month if you are going to auto pay your bills
- Spotty coverage in rural areas
- Tethering speed limited to 3G speeds
The benefits of T-Mobile’s best cell phone data plan:
- Music freedom: Without using your complete data allowance, you can stream on your favorite music through different apps like Spotify.
- Jump in demand: You can exchange and get the latest plan with an upgradation.
- T-Mobile Tuesdays: You can get tremendous Tuesday offers like Frosty from Wendy’s or $15 in Lyft credit by downloading the iOS and Android app.
- No overages on data: No overages for unlimited plan members.
- Mobile without borders: If you are in Canada, Mexico or in the states, you are lucky to have unlimited text, call and data. Users from other countries can grab this offer with lower 3G/2G speeds with call rate 20 cents per minute.
- Free Netflix subscription: Unlimited two or more lines of account for customers.
- Speeds won’t slow down until 50GB: You can enjoy your data plan until it reaches 50GB.
- Voicemail to text: You can convert voice to text through T-Mobile One Plus plans.
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How philanthropy play a significant role in your life
Read morePhilanthropy is doing some good to the society or world out of your love for humanity. It refers to contributing to the welfare of the less privileged in financial or non-financial terms. Philanthropy is a giving practice that an individual as well as an organization or business can initiate. However, at an individual level, it is a significant aspect of life that is fulfilling for those who are resourceful and fortunate enough to extend help to others.
Source of ultimate happiness: Philanthropy or giving through some kind of charity is made a practice by many individuals, as it offers them immense happiness to help those who cannot help themselves. Whether you feed hungry children or educate adults, the philanthropic acts activate your brain’s reward center. Research has proved that the acts of giving trigger the happiness hormone called dopamine in the brain. This neurotransmitter can actually make you feel good when you help others. No doubt, the number of charities across the country has been increasing constantly.
Fulfillment of responsibility: It is every individual’s responsibility to give back to the society and support its growth and development. By doing philanthropic deeds, you receive the satisfaction of fulfilling your responsibility towards the society. Whether you gift money, expertise or time to someone, you will feel contended by doing it.
Touching lives: You not only feel happy when you donate money to the needy, but also feel good when you touch the lives of others in numerous ways. When you interact with the underprivileged, you listen to their stories to know their needs and thus, gain a new perspective. You find bliss when you feel that you could change the situation for someone due to your efforts.
Promoting connectedness: Doing philanthropic acts or charities lets you inspire several others who are capable of being philanthropists. Through giving, you are not only supporting lives,but are also motivating others to contribute to the community and develop a sense of global connectedness in the society.
Strengthening identity: The acts of giving let you explore your own self. Whether you contribute to a social cause through crowdfunding or spend time in training handicapped people, you understand yourself better and strengthen your own identity. Philanthropic acts also improve your social image and benefit you financially or non-financially through newer associations that you form because of your philanthropist’s image.
Social experience: Apart from all the benefits you derive from philanthropic acts, you gather social experiences by supporting specific communities and organizations. You meet, interact, and associate with like-minded people and social entrepreneurs. This allows you to be giving at a collective level, which can be much more impactful in comparison to individual donations and individual efforts you put in.
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How to find the best financial advisers
Read moreFinancial advisers are professionals who offer a broad spectrum of services. Finding a trusted financial adviser is the first step to planning your finances for whole life. This can even include retirement and estate planning.
Financial Planners and Investment Advisers
Investment advisers consult with clients and guide them to create an investment portfolio that provides the result the client needs – capital growth, income streams, security of investments.A Financial planner is a broad term. They can be an investment adviser, while the reverse isn’t always true. A financial planner offers advice on many different aspects of the financial affairs of the client.
Advisory or Fiduciary Services?
An investment adviser might act in just an advisory capacity, giving suggestions to the client on the best securities that suit the client’s aims.They may also act in a fiduciary capacity, completely managing the client’s investment affairs making decisions about selling or buying securities, about long term investments etc, If you’re looking for fiduciary services, choose financial advisers who are also certified or registered. They should be governed by a regulatory authority to provide great service.
A fiduciary must put the client’s interests above their own. For instance, when providing investment advice, they must fully understand your requirements and pick the best investments for you instead of choosing investments that may pay themselves a higher commission.
Registered Professionals
Investment advisers who are registered with the Security Exchange Commission or the state securities board are the best people to act in a fiduciary capacity. They are governed by the Investment Advisers Act of 1940 and must operate to a set of standards.For complete financial planning services, seek professionals who have a Certified Financial Planner (CFP) designation. To achieve the CFP designation, the financial consultant must have a bachelor’s degree from an accredited college and have a certain amount of experience in the financial advisory field.
They must also complete the required CFP educational program and pass an exam to get certified. A CFP is expected to conform to a code of ethics in their professional services.A Financial Planner can offer comprehensive services to clients. This can range from personal budgeting to investment management and asset allocation, tax planning and tax preparation, retirement planning and estate planning.
When seeking the service of financial consultants, do some research. Read about their professional qualifications, their experience, and their reputation in the industry. If you’re looking for a good financial adviser, look at the top 100 or top 50 lists prepared by financial print publications or websites. You can pick the 10 best financial advisers across the country or the 10 best financial advisers in your state and choose one you think you’ll be comfortable with.
It’s never too late or too early to start financial planning. Find a good financial planner and manage your finances in such a way that you’ll be set for a comfortable life after retirement.