The 7 Best Health Insurance Providers In The USA
The 7 Best Health Insurance Providers In The USA

In a world where there are dozens of health insurance companies everywhere, it can be difficult to finalize on a single option. Even if you’re a veteran health insurance buyer, you’ll always find better deals in different parts of the state, even if you keep up with trends.

What makes a good insurance company great is the flexibility and coverage they offer to the customer. They should also cater to both high income and low income individuals. Your health matters. That’s why you should get the best plan you can. That’s why we’ve compiled a list of seven of the best health insurance plans in the US.

Blue Cross Blue Shield
Despite the unique name, Blue Cross Blue Shield is a household name. They offer the widest range of health insurance plans and are spread across 37 states. The quality of their plan depends on the state and location you’re live in.

Humana
They’ve got some of the most affordable health insurance plans. What makes them great is that they even have additional wellness programs. Their premiums are also pretty good. This is one of the best plans to go for if you live in the southern, western, or midwestern states.

Kaiser Permanente
This is the gold standard for health insurance plans. Their prices are reasonable and offer plans across 7 different states. What makes them stand out is that they have their own system of doctors and extensive medical facilities. If you’re looking for something exclusive, this is something that you should take a look at.

Aetna
They’ve got the least expensive monthly premiums if you’re looking for something cheap. It has supplemental programs, but it doesn’t provide short term coverage.

UnitedHealthcare
They offer some of the most expensive health insurance plans. But they’ve got one of the best online support systems of the providers on this list. If you’re looking to manage health insurance plans online, then opt for this. Their plans also fall under the guidelines of the ACA.

Cigna
Cigna offers extensive medical coverage in their health insurance plans. They also operate across 12 states. Plus, they even cover dental and global insurance in accordance with the ACA.

Assurant
Although they’re one of the most expensive health insurance plan providers, Assurant offers exhaustive medical coverage in their plans. Unlike most of the companies on this list, they offer short-term health insurance and international coverage. All of this is in accordance with the ACA. They’ve got a strong site with useful information for all clients. If you’re looking for short-term health insurance, go for Assurant.

Health insurance doesn’t have to be complicated if you know what you’re looking for. A small search can give you a lot of valuable information.

  • Here’s how to get your divorce records without any hassle

    Getting a divorce is a tedious process. And once the lengthy process is over and the divorce has fallen through, each of the parties involved receives their copy of the divorce certificate. This document is extremely important as it is your only proof that the marriage has been legally dissolved. Whether you want to get remarried or need the divorce records for some legal pursuit, getting the divorce records in the event of losing them can be tricky, unless you know where you can find these divorce records.

    While there may be quite a few options to secure the divorce records, to begin with, you will need certain concrete details such as the name of the divorce parties involved, the date of birth of each of the parties, and details pertaining to the location (state/county) where the legal judgment finalizing the divorce was acquired.

    The first place to easily find your divorce records is through your attorney. On the event of finalizing any divorce judgment, every attorney carries a record of your case along with the final judgment copy for certain period, depending on their policy. However, you should always remember that at this point, the attorney will only have a copy of your divorce records and it is not the certified one that you got directly from the courts.

    Another option is to reach out to the county office of the court’s clerk where your divorce was finalized and place a request by going there in person or through a phone call for a copy of your divorce records. There are some counties that have online options to put in your request. After you have provided a filled up form containing all the details required regarding both the parties, you would be required to pay a nominal fee in order to secure the records. The divorce records obtained here would be the certified copy. In case you have forgotten the county where you finalized your divorce, you can always get the same certified divorce records from the state’s Department of Vital Records. The process is similar to the county office and getting the divorce records would not be a problem as long as you furnish the required details and pay the fee.

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  • 5 popular prepaid options from Boost

    While mobile phones are in plenty, everyone has their choice of wireless carrier plans. Some like monthly billing, while others prefer prepaid services. Now since contract phones are out of the way, prepaid and monthly billing plans have taken their place.

    There are many carriers that have prepaid options, but those who are looking beyond the big four – AT&T, Sprint, Verizon, and T-Mobile, can avail of the best prepaid options from Boost Mobile’s new phone services. They have their own devices, which can be purchased from the carriers as well as retailers.

    • Samsung Galaxy J3: This is one of the best-selling phones by Boost Mobile’s new phones. It works on 4G LTE with 16 GB memory. The screen size is 5 inches and is powered by a Qualcomm MSM 8917, 1.4 GHz quad-core processor.
    • LG Tribute HD: This phone runs on the Android Marshmallow 6.0 version. Two cameras – an 8 MP rear and 2 MP front cameras, 4G LTE speed and a 5-inch screen are some of its best features. The internal memory is 16 GB.
    • LG Stylo: Available at USD 129.99, the LG Stylo operates on the Android Nougat 7.0 operating system. As named, LG Stylo comes with a stylus. The big screen size of 5.7 inches and 13.0 MP rear facing camera is impressive. The memory is 16 GB, which can be expanded via SD card and works at 4G LTE speed.
    • Apple iPhone 6: The first of Boost Mobile’s new phones that run on iOS. Till now all Boost mobiles were available on the Android platform. The 32 GB memory and 4G LTE speed make it easy for users who love Apple products. Priced at USD 199.99, this prepaid cell phone has the iOS 10.2.1 version.
    • Samsung Galaxy J7 Perx: This Android 7.0 Nougat phone runs at the speed of 4G LTE and is decently priced at USD 159.99. The Samsung Galaxy J7 Perx comes with 16 GB expandable memory and 8 MP rear and 5 MP front cameras.

    Boost Mobile’s new phones are quite affordable being priced from USD 35 and can range up to USD 200. Though all the phones have an Android OS, there is one iOS version too. These phones can be a bought at a better deal from online retailers like Amazon as they are contract-free phones.

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  • 5 places to consider while planning a destination travel on a budget

    When this nightmare has blown past us, it will be quite difficult for us not to make the most of every single gift we’ve been given, including the ability to travel again. Of course, one can choose to carry their favorite novels and Nintendo Switches with them wherever they go, but a view of the beach beats looking at the same bedroom wall any day. If you’re going to be planning for a trip, and have already started looking, here are some of the destinations you’d want to consider for budget travels.

    • Zanzibar
      Composed of the Zanzibar Archipelago, this island is the epitome of scenic beauty. It is located in the Indian Ocean and is the cheapest African destination, at least according to the 2019 Backpackers Index. If you’re traveling on a budget, a day here will cost you around $25, which is super affordable. The place also has an eclectic mix of fancy and exotic islands and spice plantations.
    • Oaxaca
      Oaxaca is a city that lies in Mexico and is known for its amazing culture. From food to music and from art to parades, you may find some of the best of everything here. Aside from the fact that this place has a lot to offer, it is also one of the best places to travel on a budget. With free entry to museums on Sundays and bus fares that cost barely anything, you may actually end up saving money on this trip rather than spending it.
    • Siem Reap
      An important part of Cambodian history, this place has hordes of temples. In fact, more than 50% of the tourists that flock here come just to see these historic places of worship. But, not visiting much else means you’re missing out. The food, the stay, and even the nightlife are definitely worth a visit. The museums, especially, are eye-opening as they give you a glimpse of Cambodia’s colorful past.
    • Nice
      Any place or city in France sounds too fancy for anyone who is trying to travel on a budget. But, this place actually has a lot to offer, especially if you know where to go to achieve an optimum level of budget-friendly destination travel and luxury. The European architecture in the city is breathtaking and the market is full of life with the best vintage items for sale.
    • Ocean Isle Beach
      If you want to travel to a beautiful destination but do not want to leave the US, you can opt to do so. There are some absolutely charming places in the United States — one of them being the Ocean Isle Beach in North Carolina. It is a small town that lies in the north of South Carolina. You can fly directly to the airport or choose to go on a 45-minute road trip from Wilmington airport. You can get on a boat and sail out to the nearby local islands, grab a filling snack for $7, play mini-golf, or just lay on the beach and enjoy the sun.
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  • Top 3 video editing software for filmmakers

    Video editing suites these days come packed with the latest cutting-edge technology. From multi-cam editing, audio mixing, animation, and titling features, a good video editing suite will give you the best of all worlds. Most importantly, it makes your job easier.

    Picking the right video editing suite can also provide better render quality, more formats, and the ability to import and edit various file types. You can also work with audio, pictures, textures, and much more.

    Here are the top three video editing software for filmmakers and video editors, for hobbyists and professionals alike.

    Adobe Premiere Pro CS6: Adobe has been the leading pioneer in video editing technology. Adobe Premiere Pro CS6 is considered the industry standard software suite for video editors, and filmmakers. Its interface is built for non-linear video editing and comes with 360 VR support. It supports a wide range of file formats, has 4K and HDR video support, and even comes with the Lumetri color tool. It is great for collaborative projects and comes equipped with the right tools for it. Additionally, Adobe Premiere Pro CS6 project files can be imported and used with other Adobe creative applications like Adobe After Effects CS6.

    Apple Final Cut Pro X: Arguably one of the best video editing programs for Mac Users and one of the best Apple has to offer. The Apple Final Cut Pro X comes with MultiCam editing support, magnetic trackless timeline, and various organizational tools to help video editors make videos seamlessly. Its organizational tools include libraries, ratings, tagging, auto analysis of faces and much more. The user interface is simpler and lots more powerful compared to its previous generations. It has been hailed as the ideal video editing suite for video editors.

    Sony Vegas Pro 14: Sony Vegas Pro 14 is ideal for both hobbyist and professional video editors. If you have ever needed a complete video editing suite packed with all the features a video editor could ever dream of, the Sony Vegas Pro 14 is the one. It comes with Titler Pro inbuilt which lets you create custom titles. It offers various presets for its transitions and video effects.

    Render times are usually much lower in the Vegas editing suites when compared to other video editing programs. Newblue FX comes bundled with the suite. You can create a wide range of cool video effects for your videos such as solar flares, lens flares, special glows, blurry transitions, zoom effects and much more. It offers high frame rate support, can stabilize shaky footage, offers MultiCam editing support and a lot more. It’s the ultimate creative and customizable package for video editors and filmmakers.

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  • This Is How You Can Travel Smarter

    This is how you can travel smarter

    With so many travel accessories produced and advertised today, you might feel confused or overwhelmed about which travel bag would perfectly suit you. The best thing to do in such cases is to consider some important factors such as how long will your trip be, how many items will you be shoving inside the suitcase, what built-in feature would help you the most and your budget. Once you have a rough idea of these factors, you can then browse through your options and pick the best travel accessories for yourself.

    Read this article to know more about which travel accessories will change your travel experience altogether and classify you as a smart traveler.

    • Bluesmart Black Edition

    Bluesmart is a known brand when it comes to travel accessories. The new Bluesmart Black edition is a premium suitcase, which has advanced features like a built-in charger, global tracker, and lock system that can be directly accessed through your smartphone app.

    One of the most talked-about features of this stylish black suitcase is its weight sensor that lets you know whether you have probably stuffed your bag with more clothes than it was made for.

    • Trunkster

    Did you know that you can have a suitcase without any zipper? Yes, it is possible. Trunkster is a premium suitcase that comes with sliding roll-up door. This sliding door can be accessed even when you keep your bag standing. The bag is water resistant and has a digital scale that gives you an idea of how much your luggage weighs. Trunkster, like many other premium travel accessories, comes with two USB ports with a charging cable.

    You also have the luxury to pay more and get an upgrade of globally tracking your bag if you lose it.

    • Fugu Travel

    The best thing about Fugu bags is that you can transform it from carry-on luggage to on-the-wheel big luggage at the mere click of the button. This bag is great if you pack light for a trip but know that while coming back you would have loads of souvenirs for your loved ones. With Fugu travel, you will always be prepared for a travel experience.

    It is again equipped with a GPS tracker that helps you to keep track of your bag.

    • Space Case 1

    This is another suitcase you must have if you are a technology fan. It is the ultimate smart suitcase to own. The most desired feature of the bag is its biometric lock system. The bag will open only with the fingerprints of the owner or through the planet traveler app. Another impressive feature is the long-lasting battery, which is said to last for about 225 hours.

    If you are still not convinced, you can try their 100-day trial and decide for yourself.

    • Floatti

    The Floatti is rolling luggage that undoubtedly classifies as a smart suitcase. The bag is called so owing to its wheels that are so easy to move that they seem to float when you are carrying them. This smart suitcase can be synched with any smartphone, and you can get access to your mobile notifications, contacts, send a voice-to-text message, and listen to music. Floatti also has a built-in charging feature, making it even more useful.

    One of the reasons why this bag is perfect for your next trip is because of its cool feature called handbag docking. Floatti comes with a docking strap and in-built hooks that help you hook your hand purse or coat to your main suitcase so that your other hand is free for you to hold your passport or other travel accessories.

    Since premium travel bags cost a bomb and it is a real investment, make sure that you do a thorough research before you buy one.

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  • Benefits of choosing a wireless phone plan

    Most of us prefer to buy a good cell phone plan for daily use. Companies these days have many phone plans. To be able to use these plans, users need to sign a contract for a particular period of time. For the duration of this contract, a fixed base fee is charged by the provider. Apart from the calls, users can avail allied services where they can get access to a good data plan and text messaging services. However, these may come at an additional cost.

    Engaging in contract terms results in many benefits for users. One of the key advantages is that the call charges are lesser than they are without a wireless phone plan. Additionally, users enjoy facilities such as rollover minutes and uninterrupted network access. You can also avail free calls and text messages with some of these wireless phone plans.

    One of the best parts of buying a wireless phone plan is that you get the cell phone free with it. However, this is based on a case-to-case scenario. You could get one at a discounted price with these plans. Generally, cell phones that are really expensive are available at great deals if they are purchased with a wireless phone plan.

    Signing up for an annual or two-year plan ensures the company that you will pay them every month. This makes it easy for them to provide good deals and give you a discount. Such a wireless phone plan with low charges is really beneficial for people who use cell phones more than a landline. If you will be using a phone for a particular period of time, it makes all the sense to use a wireless phone plan.

    All cell phone providers offer some free minutes each month. Users can access these free minutes to make or receive calls till they exceed their limit. Once the users have received their free minutes, they need to pay some amount for every minute used. Providers now also offer rollover minutes where users can carry forward the free minutes that they have not been able to use in the current cycle. These minutes would get credited to the next billing cycle. In this way, users can accumulate their unused minutes and use it in a month when they need to make more calls.

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  • Different ways to do reverse cell phone lookup

    There are times when you receive a call from an unknown number and ignore the call thinking it’s spam. There’s a certain urge to find out who this person is and where he/she is calling from even though this data might add little or no value to your everyday life. But sometimes, repeated spam offenders can be very annoying, and it can also be a case of stalking which is a serious legal offense. There are different ways to find out where this number might have originated from and one such method is ‘reverse cell phone lookup.’

    Reverse cell phone lookup is a simple method of tracking a phone number by typing that particular phone number in a search engine online or a search directory to find out the listing that comes back with the data associated with the caller. These days, with the advancements in the digital world, there are various ways to reverse cell phone lookup online such as the following

    • Using Social Media Platforms
      This is one of the best ways to find out information on a cell phone number. You can add the number to your WhatsApp database and look for the first and last name of the person through this app. Certain users also leave their display photos visible publicly, so you can scan a person through this photo. Nowadays, Instagram and Facebook give you the option of adding ‘friends’ on your list through their contact numbers which is another way of looking up a phone number on social networking sites.
    • Using Apps on Your Smart Phone
      The best app to trace a phone number is Truecaller. This app is free for download on both Android and iOS. The app is very accurate with sourcing out information on the location of the cell phone number as well as if it is a spam call or not. If a lot of users have reported a number as spam, on receiving a call from that number, a spam alert pops up on your smartphone screen.
    • Using Google Search
      Google search is another accurate way of reverse cell phone lookup to find information on the cell phone number and where it is originating from. You can enter the cell phone number in the Google search bar with quotations, and an entire search opens up. You need to rummage through the data for the first 1-3 pages to find the right information.
    • Look Up Online Directories
      This is a rather old-fashioned way, but it is quite accurate considering you will be doing this online. You can look up the number in online government telephone directories, yellow pages or college/company employee information lists.
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  • Scentsy warmers: Decor-worthy pieces with a quirky twist

    Home design is an arena where functionality and good looks must necessarily come together for the interiors to be both comfortable and visually appealing. This is one difficult balance to strike, as we all must have experienced time and again. Starting from choosing just the right decorative pieces, to making a statement on a budget even as we take care of space constraints, and catering to seasonal needs; everything can be quite a task.

    Why Scentsy?
    Your home is supposed to keep you warm and secure if nothing else. And fortunately, the market is now flooded with candles and warmers which help in doing just that. Scentsy is one of the most well-known brands that deal in such products. The range of warmers by Scentsy includes a variety of themes even as they do their essential job of keeping you in a warm cocoon while you are indoors. So follow our basic guide for decor pairings to indulge in, as you bring home one of the quirky yet designer warmers from this range. From $20 to $50, take your pick for the best price!

    Oriental High:
    • One of the most subtle-looking pieces from the range is the Bali warmer which is in the shape of a Buddha’s head. This one will look best when paired with bamboo furniture pieces like end tables and even shelves. Layer the walls with some scrolls and opt for block printed blinds on your windows for a Zen-like ambiance.

    Artistic Warmers:
    • The best part about the artistic warmer is that it can actually lend color, structure, and texture to even the most neutral surroundings. At the same time, these can look beautiful with an artistic setup.

    • For example, the watercolor-inspired warmer has swirls of sunset colors which will look amazing when paired with a wall bearing artwork.

    • Also, the blue crush warmer and the blue diamond warmer ensure that there is a hint of luxury in the space, thanks to the lamp-like shape as well as the three-dimensional texture that comes forth when the piece produces light from within.

    Quirky Look:
    • As we mentioned before, the Scentsy warmers range also has many quirky pieces. For example, the scooter is an ode to that fun Euro trip and all the tales of sun and sand, while the blue whale warmer is a fun piece that will also remind you of pristine beaches.

    • Moreover, the monogrammed pieces like the Believe Warmer combine muted shades with a retro look, thanks to the way the word has been rendered. Also, the lampshade warmers embossed with mason jars and birds are winners from this range.

    Folksy:
    • The Charity Warmer and the Butterfly Atrium Warmer are chic and luxurious pieces that are also classics. These will go with any kind of decor even as the intricate patterns and the old school look stands out.
    • The folk-like rendition makes these pieces exotic in nature. The Claret Warmer and the Countryside Warmer Wrap bring in a staunch rustic vibe on the other hand!

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