The right business credit card can help you save thousands of dollars. Business accounts can earn more rewards like discounts, hotel stays, and cashback offers. You may also use these cards to meet short-term financial requirements. In case you haven’t applied for one yet, you must check out 6 of the top business credit cards that you can apply for to make your life easier.
American Express Blue Business® Plus Card
This is an ideal business credit card offered by one of the leading credit card companies and does not levy any annual fees. You receive twice the Membership Reward® points upto $50,000 with no category restrictions, which reduces to 1% thereafter. The cashback earned automatically gets credited in your statement. The regular APR on this card is 13.24% to 19.24% variable.
CitiBusiness® AAdvantage® Platinum Select® MasterCard®
This is an excellent option if you undertake frequent business travel with American Airlines. You earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases. Additionally, the card offers 2 AAdvantage® miles for every dollar spent on telecommunications, fuel, car rental, and cable and satellite services. All other purchases earn you one mile for every dollar spent. The annual fee is $99 (waived in the first year) and regular APR varies between 15.99% and 24.99%.
Delta SkyMiles® Gold Business American Express Card
This card provides miles for bookings not only on Delta Airlines but on other business spendings too. Delta Airlines bookings earn two miles for every dollar spent. Additionally, you earn two miles for domestic advertising, restaurants, and shipping. When you spend $10,000 with this card, you receive $100 Delta credit along with priority boarding and free checked bags on all flights. There is no introductory annual fee for the first 12 months; thereafter $99 is applicable.
JetBlue Business Card
If you use JetBlue flights for your travel, this card is an excellent option because you earn six points for every JetBlue purchase. Additionally, you earn two points for spending on office supplies and restaurants. All other purchases earn one point per dollar. Other perks include a free first checked-in bag for self and three companions. If you the buy JetBlue vacation package with this card, you receive USD 100 annual credit in your statement. The annual fee for the JetBlue Business Card is $99.
U.S. Bank Business Cash Rewards World Elite™ MasterCard®
This card is specifically designed to meet the needs of small and medium-sized businesses. You earn 3% cashback for spending on office supplies, gas, and cellular services. All other purchases are eligible for 1% cashback without any cap. Additionally, you may earn a 25% annual cashback bonus to a maximum of $250 based on the cash rewards earned in the previous year. There is no annual charge on this card for the holder of the card or the business’s employees.
American Express Business Platinum Card®
Another excellent card offering from one of the best credit card companies, this card is one of the best travel reward cards for businesses. You earn 5X points for every dollar spent on flight and hotel bookings made via the Amextravel website. In addition to the rewards program, you receive excellent travel perks like an airline fee credit of up to $200 and access to the global lounge. Additionally, 35% of your points are returned in an Airline Bonus option, if you wish, when you redeem reward points to book flights via the website of Amextravel.
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Storage Ideas for Small Spaces
Read moreA small area is often viewed with apprehension and a misconception that it doesn’t have enough scope for experimentation surrounds it. But the point remains, small apartments are best for young couples who have just started their journey together. You do not require a lot of space to adorn your private space in a way that reflects your personality and style. Follow these tips and decode small spaces.
Think vertical
When you have pared down on all your belongings and possessions, you will always face the dilemma of determining the place which would stack up all your essentials effortlessly. If you take inspiration from the cities, you will be able to understand how the different aspects such as people, homes, and institutions work within the limited footprint. This logic would help you to get creative with home furnishing and come up with smart storage ideas for your small residential space. And it needs to be mentioned that one of the best and least utilized spaces in the residential homes is the vertical space. So, rather than investing in low dressers and storage cabinets, you can invest in a few wardrobes as well as closet units including the closet systems. By making use of the vertical spaces, your apartment would be quite an efficient city rather than a juggling suburb.Opt for multi-functional pieces
When it comes to larger homes, you have the option to look for items that serves a single purpose where a couch functions just as a couch, a dining room is left only for dining. But if you have a small apartment, it would be great if a particular furniture piece could be used as for a few purposes. The best means of achieving this is by using multi-functional storage furniture for limited spaces. This gives you access to the furniture that can be used in different ways and alternative purposes without any one particular usage. So, what you can do is convert existing pieces of furniture into pieces that can offer different types of usage. Furniture with storage spaces are a viable means of utilizing space wisely. You can also look for wall beds which come with shelves and optional table option on the front side. There is a host of designs to select from that would match your existing home decor seamlessly. This is particularly useful for the small bedrooms that do not have cabinetry or wardrobes to store in the daily essentials. -
Tips to buy a hearing aid at a reasonable price
Read moreLoss of hearing is not an easy thing to deal with. Often hearing loss leads to social isolation, inability to earn income, lack of concentration, depression, dementia, etc. As per estimates, more than 40 million people in the US suffer from hearing loss. In fact, it is a chronic condition, which is more common than heart disease and cancer.
If you have been diagnosed with permanent hear loss, know that you are not alone. And thankfully, hearing aids are there to help you lead a normal life! Hearing aids such as Costco hearing aids have enabled people to get on with their lives while combating this disability like pros.
Usually, a majority of people suffering from hearing loss do not opt for hearing aids owing to its cost. And it’s true that most of the hearing aids are priced high. So, are you one among them who are reluctant to buy hearing aids as it is not within your budget? Listed below are a few tips to help you get hearing aids at a reasonable price.
- Check with your insurance company
Most of the health insurance policies do not cover the cost of hearing aids. Don’t expect your insurance provider to finance your Costco hearing aids fully. However, you may check with them before buying one. Some of the insurance companies in the US offer a partial refund in specific policies. You can also make use of pretax dollars or health savings account in order to buy the hearing aids.
- Do not spend on features you don’t need
Technology is progressing by the minute and you will find products including Costco hearing aids with premium features. An example is its Bluetooth capabilities. Do you think you will make use of such modern features? If no, it’s better to avoid it and save some money on it. While you look for an economical hearing aid, opt for the one with the basic features. Also, discuss with your healthcare provider about which one would work best for you.
- Don’t be reluctant to bargain
Before stepping out to buy a hearing aid, make sure you do a ground research about the pros and cons of the product. For instance, if you are buying Costco hearing aids, go through user reviews and conduct an online research about the product. The point here is when you know the pros and cons, you can confidently bargain. It may or may not work, but still, you can give it a try. Also, you may find some surprise offers or discounts at times. Grab the chance then!
- Get in touch with organizations
If you are out of funds to get hearing aids, this will make the next best option. There are many NGO’s, social organizations, clubs and groups that help people in buying hearing aids. You may have to go through a set of procedures to get financial support from such organizations.
- Choose the product wisely!
Finally, don’t choose the wrong product since you will have to spend twice on buying a hearing aid. Take your audiologist’s opinion before you buy the product. You should find it useful and feel comfortable while wearing it. It’s favorable if you can go for a written contract with the retailer while you buy Costco hearing aids. This will be largely helpful if you want to replace or exchange the product later due to ineffectiveness. Mention the length of the trial period as well.
So, now that you have enough ways to find a reasonable hearing aid, do not put off your plan to buy them. Instead of saying no to hearing aids, choose an affordable one. However, just because a product is affordable, do not compromise on the quality.
- Check with your insurance company