Debts may end up being a permanent burden if nothing is done about them on time! Since lending business works on interest, the longer you keep the debt, the higher is the interest which keeps adding to your debt amounts. If you are caught in a situation where you have too much debt and are continually paying high amounts of interest, then debt consolidation is the answer to your problems.
Debt consolidation is a loan which pays off all your debts and offers you great rates for loan repayment. It consolidates all your debts into one fixed rate payment and acts as a good plan for debt management. While you may go for a balance transfer or even a fixed rate personal loan, here are the top finance companies that will help you with debt consolidation programs:
Upstart
This company was started by a few ex-employees of Google and has become one of the most trusted platforms for peer-to-peer lending as well as borrowing online loans. You may simply check the best rate for yourself on their portal depending upon your demographics. The loan amount offered by them varies between $1,000 to $50,000 and the varying Annual Percentage Rate (APR) ranges from 8.85% – 29.99%. The tenure of loans offered here are between three to five years and there is no penalty levied for prepayment.
SoFi
If you are looking for an instant option to procure a refinance loan for debt consolidation, then SoFi offers you the speed you need. 500,000 members trust SoFi’s services and they have funded around $30 billion in loans until now. It is a preferred option for students as they consolidate and refinance the loans unlike many providers out there. The fixed rates available with them for refinancing vary between 3.89% to 7.804% whereas the variable rates vary between 2.510% to 7.554%.
Payoff
You need a credit score of 640 or more to get a loan from Payoff. The loan amount offered by them varies between $5,000 and $35,000 and you may use the funds to clear your credit card balances. You may check the available rates for you instantly on their portal. The entire process is quite fast.
All the options mentioned above are great providers of debt consolidation loans and if you have a good credit, you will have no problem procuring one.
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3 common treatment options for head and neck cancer
Read moreHead neck cancer can be treated effectively and completely cured if they are diagnosed early. The primary goal in most of the head neck cancer treatment options is to eradicate cancer, but it is also critical to be able to preserve the functioning of the associated nerves, tissues, and organs. While this is not impossible to do, it is probably the most challenging part of the treatment.
The treatment of head neck cancer will greatly depend on several factors:
- One of the main things that will determine the course of the treatment is the stage of the head neck cancer. The other thing that is of relevance is the type of cancer.
- Secondly, what is important to consider at this point is the kind of side effects that can occur with various treatments.
- Finally, the patient’s overall health and the choices regarding the treatment plan play a key role. Head neck cancer has many treatment options.
The aim of any surgery that is conducted for head neck cancer is to remove all the cancerous tissues and a portion of the healthy tissue around the damaged tissues as well.
- Laser Surgery: This kind of surgery is done when the patient has cancer in the larynx, and such a surgery is conducted to eliminate the tumor at an early stage.
- Excision: Typically, excision involves the removal of the tumor along with healthy tissue surrounding the area. If the cancerous tissue is small, then an excision can be carried out followed by radiation or chemotherapy.
- Dissection of the neck: If the oncologist feels that cancer has spread and it is essential to cover a larger area around the neck, then a dissection is conducted where the lymph nodes around the neck area are removed.
All or some of the above may be employed to treat cancer, but this is strongly dependent on the extent to which cancer has spread. Associate surgeries to help recover some or all the functions of the affected organ may have to be undertaken as well.
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Causes of thrombosis
Read moreThrombosis can sometimes occur for no apparent reason at all. However, the risk of developing thrombosis is increased in certain circumstances or lifestyle.
Inactivity of the body tends the blood to collect in the lower parts of the body, usually in lower legs. There is nothing to worry about if this happens normally as when you start to move, the blood flow increases and circulates evenly in the body. However, if you are unable to move after a longer period of time, such as before and after an operation or during an illness or an injury or during a very long journey, the blood is forced to slow down considerably. This is when the chances of formation of blood clots increases.
While in hospital, during the operational procedure, the risk of getting blood clot increases. The chances of developing thrombosis increases if an operation takes longer than 90 minutes and if it involves leg, hip and abdomen. If the operation is to treat inflammatory or abdominal condition such as appendicitis the chances of thrombosis may increase. When admitted to hospital, you will be assessed for your risk of developing a blood clot and would be given necessary preventive treatments for the same.
The wall of the blood vessel can become narrowed or blocked and can cause blood clot to form if the blood vessel is damaged. Blood vessels can get damaged during operational procedures and form internal blood clots which are nothing but thrombosis.
Pregnancy is also one of the causes of a certain type of thrombosis called Venous thromboembolism or VTE. Although chances of getting affected by the same is about one in 100,000 women of childbearing age. Other factors that can cause thrombosis during pregnancy include being over 35 years old and pregnant, expecting two or more babies, having a cesarean delivery, smoking and dehydration.
In case of women, combined contraceptive pill and hormone replacement therapy both contain female hormone estrogen. This increases the chances of internal clotting. Although there are no risks involved in taking progesterone-only contraceptive pills.