Credit cards are used to borrow money from banks, to buy stuff – both things and experiences. It can be used to pay for simple weekly groceries in the neighborhood department store or pay for expensive holidays in exotic destinations around the world.
A specific period is given to repay the money as it is, without any interest. For any time taken over and above that, interest has to be paid on the amount of money borrowed, at different interest rates, and these rates depend on a lot of factors.
Individuals or businesses can use credit cards. Business credit cards are owned and used by businesses – multinational business corporations, proprietorships or everything in between the two extremes. The benefits of business credit cards are vastly different from that used by individuals.
First and foremost, for easy accounting and clean tax records, an independent credit card for business expenses is a must. It enables a clear distinction between private and company accounts. There is no confusion whatsoever, and profit and loss calculations are transparent and less time to consume to calculate.
Secondly, tracking business spending would be simple and analyzing where to curb and where to extend allocation of funds is made effortless.
To persuade companies, credit cards are offered with numerous attractive benefits to them. Huge rewards and perks are granted to those companies who sign up with certain banks, with the expectation that heavy business expenditure would happen over time, and cash-back offers are also granted for encouraging small businesses to make purchases at specific retail stores.
In addition to these, small businesses can benefit from having credit cards that allow them flexible repayment options for the money borrowed, in terms of the time period or the interest rates. Also, frequent traveling is an essential part of most businesses. Business credit cards provide reward points for this too, regarding booking flight tickets, hotel stays and so on.
Choose from many options – a wide assortment of business credit cards for small business are available in the market to meet the requirements of small business houses.
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Here’s how to get your divorce records without any hassle
Read moreGetting a divorce is a tedious process. And once the lengthy process is over and the divorce has fallen through, each of the parties involved receives their copy of the divorce certificate. This document is extremely important as it is your only proof that the marriage has been legally dissolved. Whether you want to get remarried or need the divorce records for some legal pursuit, getting the divorce records in the event of losing them can be tricky, unless you know where you can find these divorce records.
While there may be quite a few options to secure the divorce records, to begin with, you will need certain concrete details such as the name of the divorce parties involved, the date of birth of each of the parties, and details pertaining to the location (state/county) where the legal judgment finalizing the divorce was acquired.
The first place to easily find your divorce records is through your attorney. On the event of finalizing any divorce judgment, every attorney carries a record of your case along with the final judgment copy for certain period, depending on their policy. However, you should always remember that at this point, the attorney will only have a copy of your divorce records and it is not the certified one that you got directly from the courts.
Another option is to reach out to the county office of the court’s clerk where your divorce was finalized and place a request by going there in person or through a phone call for a copy of your divorce records. There are some counties that have online options to put in your request. After you have provided a filled up form containing all the details required regarding both the parties, you would be required to pay a nominal fee in order to secure the records. The divorce records obtained here would be the certified copy. In case you have forgotten the county where you finalized your divorce, you can always get the same certified divorce records from the state’s Department of Vital Records. The process is similar to the county office and getting the divorce records would not be a problem as long as you furnish the required details and pay the fee.
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5 popular prepaid options from Boost
Read moreWhile mobile phones are in plenty, everyone has their choice of wireless carrier plans. Some like monthly billing, while others prefer prepaid services. Now since contract phones are out of the way, prepaid and monthly billing plans have taken their place.
There are many carriers that have prepaid options, but those who are looking beyond the big four – AT&T, Sprint, Verizon, and T-Mobile, can avail of the best prepaid options from Boost Mobile’s new phone services. They have their own devices, which can be purchased from the carriers as well as retailers.
- Samsung Galaxy J3: This is one of the best-selling phones by Boost Mobile’s new phones. It works on 4G LTE with 16 GB memory. The screen size is 5 inches and is powered by a Qualcomm MSM 8917, 1.4 GHz quad-core processor.
- LG Tribute HD: This phone runs on the Android Marshmallow 6.0 version. Two cameras – an 8 MP rear and 2 MP front cameras, 4G LTE speed and a 5-inch screen are some of its best features. The internal memory is 16 GB.
- LG Stylo: Available at USD 129.99, the LG Stylo operates on the Android Nougat 7.0 operating system. As named, LG Stylo comes with a stylus. The big screen size of 5.7 inches and 13.0 MP rear facing camera is impressive. The memory is 16 GB, which can be expanded via SD card and works at 4G LTE speed.
- Apple iPhone 6: The first of Boost Mobile’s new phones that run on iOS. Till now all Boost mobiles were available on the Android platform. The 32 GB memory and 4G LTE speed make it easy for users who love Apple products. Priced at USD 199.99, this prepaid cell phone has the iOS 10.2.1 version.
- Samsung Galaxy J7 Perx: This Android 7.0 Nougat phone runs at the speed of 4G LTE and is decently priced at USD 159.99. The Samsung Galaxy J7 Perx comes with 16 GB expandable memory and 8 MP rear and 5 MP front cameras.
Boost Mobile’s new phones are quite affordable being priced from USD 35 and can range up to USD 200. Though all the phones have an Android OS, there is one iOS version too. These phones can be a bought at a better deal from online retailers like Amazon as they are contract-free phones.