Business credit cards have a variety of rewards and a range of fees and APRs. The best credit card varies based on a person’s personal preference and business situation. Some of the key factors that are usually needed to be considered while choosing the best travel credit card for small business are introductory APR, annual fee, ongoing APR, ongoing and introductory rewards, and cards that are designed for traveling specifically. Out of the variety of choices that are available, below are the four best travel credit cards for small business.
Chase Ink Business Preferred℠
Chase Ink Business Preferred℠ is one of the best travel credit cards for small business as it offers great features like a low annual fee, flexible reward system, and competitive APR. You can spend your reward points on travel or cash back as it has a great reward system. It is ideal for any small business that has normal expenses every month as the most rewards you earn are from shopping, advertising, travel and purchasing supplies and stationaries for the office. The rewards are divided into two parts, the introductory offer for signing up and for everyday spending, and ongoing reward offer. You have to be a prime borrower with excellent credit quality to qualify for the Chase Ink Business Preferred℠.
Bank of America® Business Advantage Travel Rewards World Mastercard®
This is one of the best travel credit cards for small business as it is specifically designed for business travelers who have travel frequently. Spending on hotels, airline tickets, and rental cars are covered. An introductory APR of 0% is offered by this card for the first nine months of the billing cycle. This makes it a perfect fit for any business that needs to transfer a current balance. This card also offers one of the lowest potential APRs for their strong borrowers. However, even though it offers the best business credit card rewards for travel, it does not offer great rewards for office and stationery expenses. The card has no annual fee and the regular APR is 12.99% to 22.99% variable APR on purchases.
Capital One® Spark® Miles
The Capital One® Spark® Miles is one of the best travel credit cards for small business for people who one to receive airline rewards. Without any blackouts or seat restrictions, every purchase you will receive 2X mile rewards. It is best to travel rewards credit card for small business especially for airlines in particular. The introductory and regular APR, both are the same, 18.49%. The annual fee is $95 and it is waived for the first year. While there are excellent travel rewards that this credit card offers but you are not eligible for cash back or rewards on any other purchases.
Southwest Rapid Rewards® Premier Business
One of the best travel credit cards for small business is Southwest Rapid Rewards® Premier Business. It is popularly used by people who travel with Southwest Airlines as this card offers increased rewards for expenses with Southwest Airlines and their car rentals and hotels. If you are a regular flyer with Southwest Airlines, the card also allows you to book the airfare, rental cars, and hotel stays using your points. There are also various benefits offered by this card like free same-day standby, priority check-in, security lane access, and priority boarding. The introductory APR and the regular APR is the same, 17.74% to 24.74% variable APR on purchases. The annual fee for the card is $99, and the balance fee is $5 or 5%. If you frequently travel with Southwest or check-in the Rapid Rewards hotel or even car rental partners, then this card is ideal for you. Also, you earn 60,000 points if you spend $3k in the first three months and you can use these introductory rewards to book a hotel, rent a car, and even book a round-trip for two.
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Reasons for suffering from chronic allergies
Read moreWe have all had allergy symptoms, which seem to go away once the season passes. So, are seasons the only reason that these symptoms arise? Are there other reasons that make you seem to struggle at times? What makes you different from someone who constantly takes medication for his/her allergies. The difference is chronic allergies.
If you are suffering from any chronic allergy, then your allergy symptoms will persist over a long period of time. A seasonal allergy will pass away once the irritant or the problem passes. Many people suffer from chronic allergies and this could be for several reasons:
- Aging: As we age, there is a big chance that our immune system weakens and it refuses to fight or is unable to fight the bacteria or allergens. In such a case, the irritant or allergen becomes unbearable and the person constantly suffers. There are ways to tackle this and one method is to build a better immune system – eating healthy and exercising regularly can change how your body reacts to such allergens. The allergy symptoms will automatically subside.
- Further irritants: Often what triggers an allergic reaction can tend to worsen the second time around and this may be due to the presence of some other irritants in the air. Typically, it is seen that when you are allergic to a certain thing, it lessens your capacity to tackle other allergens as well. This will almost surely worsen your allergy symptoms.
- Genetic: Apart from allergies triggered by allergens, pollen or food, a tendency to develop an allergy is also created by your genes. If someone in your family has allergies, then he/she has passed on that tendency to you, which gets triggered when you come in contact with the allergen or bacteria.
Chronic allergies can also be managed sufficiently with a knowledge of the triggers. Making changes to your life, knowing and avoiding the triggers will allow you to lead a happy, healthy and allergy-free life.
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5 weighted blankets that help relieve stress
Read moreWeighted blankets are becoming increasingly popular among those with anxiety and stress, and for good reason. The pressure from the added weight is thought to produce a deeply calming effect, which reduces chronic stress and high levels of anxiety. The sheer number of weighted blankets available in the market can confuse buyers. To make shopping easier for you, we’ve created a list of the best weighted blankets out there right now:
1. Gravity Weighted Blanket
The Gravity blanket is one of the most popular weighted blankets in the market. The inner shell of the blanket contains fine-grade glass beads. These beads are held in place by grid stitching, which also ensures uniform weight distribution across the blanket. Its cozy microfleece duvet cover is breathable and machine-washable and comes in three colors: gray, navy, and white. The 15lbs variant is sold for $195 on Gravity’s official website.2. Luna Cotton Weighted Blanket
This is another best-selling weighted blanket. Its outer shell is made of 100 percent cotton, while the inner shell is filled with 100 percent polyester, microfiber, and medical-grade glass beads. The blanket is hypoallergenic, naturally dyed, and free of harmful chemicals. Plus, the Oeko-Tex 100 certified cotton ensures that the product is safe for kids and even babies. This blanket is available for $69 on the brand’s official website.3. Bearaby Cotton Napper
This knitted weighted blanket from Bearaby gets its weight entirely from organic cotton, instead of fillers. The soft, breathable, airy design is ideal for people whose body tends to become warm at night. The blanket is hand-knit by highly skilled knitters, and its weight is distributed evenly to put you into a deep sleep. It is chic-looking and comes in a variety of colors, so you can easily find something that goes with your bedroom. Buy this off Bearaby’s website for $249.4. Saatva Organic Weighted Blanket
Are you looking for something organic and luxurious? Then this weighted blanket from Saatva is perhaps your best option. The soft, velvety outer cover of the blanket is made with 100 percent organic cotton. The all-natural glass bead filling offers soothing pressure across the body and encourages relaxation. The product comes with a 45-day return policy and a one-year limited non-prorated warranty. The 15lbs blanket costs $295.5. The Original Cotton YNM Weighted Blanket
The YNM blanket is one of the best budget weighted blankets. The manufacturer gives you the option to choose from different weights and colors, making it suitable for everyone from kids to seniors. It is made using 100 percent organic cotton and premium glass beads, and its unique five-layer design hugs your body just right for maximum comfort. This blanket is available for $159 on YNM’s website.