Usually, computers, laptops, tablets and even handheld smartphones need to be kept away from dust, water, higher temperatures, strong vibrations and some other harsh working conditions to retain their performance and finish as well. However, in some places, it would not be possible to avoid these things. Places such as process industries, buildings near busy roads, control cabins of large boilers and so on; would not have ideal working conditions that suit usual computers and laptops. For such harsh atmosphere, the rugged laptop would be designed.

These rugged laptops are classified as semi-rugged laptops, fully-rugged laptops and ultra-rugged laptops depending upon their design to sustain adverse and harsh working conditions.

• Semi-rugged laptops are usually known as business-rugged laptops as they would be designed to suit the working conditions in a typical business environment. The hardware devices deployed on these laptops would be similar to usual laptops. However, these components would be protected in a better way through the sturdy body build and some other features. For instance, usually a semi-rugged laptop would have a thicker case to sustain vibrations and falls, gel mounted hard disk drive and a spill-proof keyboard for optimum performance sustaining various harsh working conditions.
• Fully-rugged laptops would be designed completely to work in harsh conditions. They would be designed to sustain the extreme temperatures, designed not to be damaged due to drops, designed to be resistant to shocks and vibrations. So, fully-rugged laptops would have solid state hard drive without any moving parts that would run cool and would not require a fan for cooling.
• Ultra-rugged laptops would be designed to meet the rigorous quality standards that are especially used for military applications. These laptops would be made to handle the harshest working conditions. The users can leave these laptops in sandstorms, these can be frozen under the snow, and these can also be installed in highly vibrating rockets that travel to space. Thus these laptops would be the best for too harsh conditions as well.

To determine the degree of ruggedization, there are some standards that the users can use to check the compatibility for the exact application. Ingress Protection Code (IP Code) classifies the degree of protection provided by the enclosures of different electric devices and systems. Similarly, MIL-STD 810 would provide the testing guidelines that are derived by the US Department of Defense for military applications.

In usual practice, most of the laptops used especially for harsh conditions would be semi-rugged. Some of the harsh working conditions would require fully-rugged laptops. We can select the various available options depending upon the standard of protection we require for our laptops. We can select the optimum configuration and physical features of laptops to sustain the adverse conditions and keep on delivering effective results.

With the system of salaries imbibed in our financial structure, it makes it much easier for us to meet our financial responsibilities month-on-month. Due to this system, we don’t always have savings for significant expenditures. In such times, we may resort to a personal loan for any commitment and repay it as per our convenience. There are two primary advantages of getting personal loans with monthly payment options, which are explained in brief below:

• Keeps your monthly budget in check
  One of the most significant advantages of procuring an installment loan is that it helps you repay your loan with an evaluated financial foresight. As you draw out your monthly budget, you may include these installments and keep paying it off. It would also not be a big hole in the pocket when it goes month-on-month in smaller amounts as compared to a whole corpus. This helps you cut off on the unnecessary expenses and use your money for something that you need.

• Helps you maintain a steady payment history
  If you keep paying your installments on time without any complaint from the company or a complaint registered with the credit bureau, then you would get a good credit score. Since you would be able to maintain a steady payment history, it will also make it much easier for you to procure loans for better rates in the future.

Top providers for personal loans with monthly payments

Below are the four best providers of personal loans who offer you the option of repaying your loan with fixed rates:

• SoFi
• Lending Club
• Discover
• Freedom Plus

One pointer to keep in mind while procuring personal loans with monthly payments is that you should never delay your payment. Do factor in the loan amount and the interest rate while getting an evaluation for monthly payments. If you take a personal loan at low interest rates, but the monthly payments are high, then it may get difficult for you to pay back the installments. Additionally, if it is a loan with variable interest rates, they may increase during the tenure of repayment and you may end up paying a higher amount than what you had expected. Borrow from a trusted lender and try to get a loan that has a fixed rate so that you may account for it in your budget without paying any extra amount later.

People are always curious to know why different stores offer different prices for the same furniture. Some companies need longer time to ship items while some others ship in a fast manner. As a customer, you should know about all these aspects before making a purchase decision.

The reason for price differences

If you go thorough Wayfair furniture reviews, you can find that this dealer offers a lot of discounts on their products and their pricing has always been affordable too. They even offer free shipping on any order worth $ 49. When you compare Wayfair furniture reviews, benefits cannot be seen when you go through the reviews of another furniture company. What could be the reason? You must understand that reputable dealers have a large number of customers and they also deal with high sales volumes. When the sales volume increases, they can manage to reduce the profit margin, and it allows them to offer their furniture at affordable prices. Companies with decreasing sales volume cannot provide their products at reduced prices.

How does the reputation of different companies differ?

You should not get carried away with the price difference alone. Other factors such as reputation and goodwill should also be taken into consideration. Some lesser-known companies offer cheap products, but the quality of their furniture also is even lower. That is where the importance of reputation and goodwill comes in. Reputation cannot be achieved overnight or within a few days or months. Take the case of Wayfair Furniture. Wayfair furniture reviews and customer feedback depict tremendous goodwill and reputation, and they have managed to achieve it by offering the best products and services for their clients over an extended period of time. It is not all about offering the best products alone but trusted furniture stores also offer the best services for their customers. Timely delivery, best support services, and good maintenance tips are all part of excellent services, and this method of approach always helps a company win the heart of their customers. These benefits cannot be associated with lesser-known companies, and most of them confine their services to delivering products alone.

Providing value for the customer is the key

Furniture purchase is a long-term investment. Whether home furniture or office furniture, look for wayfair furniture reviews, and other online reviews as they specialize in Wayfare office furniture and home furniture. People always want the best value for their money when it comes to these types of purchases. When you see a furniture piece, you may have your own doubts and clarifying these doubts is necessary to take the best decision. The customer service team of the best furniture dealers always responds fast to the queries of the customers, and they come up with the best answers to all questions. If you have your doubts clarified, you can make the furniture purchase with confidence. The aesthetic appeal, durability, and price should combine well to offer the best value for the customers, and this quality can only be linked with reputed online stores. If you read the customer reviews of reliable dealers such as Wayfair furniture reviews, you can find a lot of positive responses, and it is clear indication that these companies are offering the best value for the customers.

When you become aware of all these essential aspects, you can narrow down your search while looking for furniture. Best deals can be found online, and responsible online shops like Wayfair offer a wide array of products to meet the needs of different people. You can make use of offers like ‘Long Weekend Flash Deals’ to make your purchase extremely cost-effective because these types of schemes offer discounts up to 70%. The key is to become a smart shopper, and the best dealers provide unlimited benefits for smart shoppers to make furniture shopping a thoroughly enjoyable experience.

With the release of Google’s Pixel 3 and 3 XL on October 9, 2018, the tech giant, Google, has cemented its desire to race to the top spot. The Pixel 3 and 3 XL are superior versions of its predecessors, the Pixel 2 and 2 XL, respectively, and guarantee to take the user experience a notch up. The Google Pixel 3 XL is equipped with some astounding features that rival the likes of iPhones XS Max and the Samsung Galaxy Note 9. If you are still contemplating whether or not you should buy the Google Pixel 3 XL, here are some reasons why you shouldn’t fret about investing in the same:

Superior cameras: One of the prerequisites of bagging the title of the best smartphone of the year is that the smartphone must sport superior cameras. The Pixel 3 XL has a single lens on the rear-facing 12.2-MP camera, but it doesn’t hamper your pictures. Instead, the Google 3 XL has an array of top-notch features that make its cameras incredible. The Top Shot feature of the rear camera can automatically snap a plethora of pictures in succession and even attempts to choose the best one. Moreover, the Super Res Zoom feature of this camera can sharpen a digitally zoomed image, and Night Sight allows it to infer the colors in low-light shots. To ensure that you capture clear, beautiful selfies, the Pixel 3 XL sports dual lenses on its front camera. This allows you to click wide-angle selfies, and you can fit more people on the screen.

Smart call screen: Though there are applications to identify spammers and notifications pop up on the screen when you receive such calls, Google Pixel 3 XL enhances your user experience by stepping in and preventing the spam calls from reaching you. The Google Assistant will step in and transcribe the call in real time, which will allow you to decide whether the call’s worth answering or not.

Flaunt the latest Android: The Google Pixel 3 XL is powered by the latest and the greatest Android released till date: the Android Pie. The Android Pie presents with you an opportunity to interact differently with your cell phone, and it has made the phone more accessible. The new Google OS is fairly intuitive, and there’s a certain haptic feedback when you press the software-based Home button.

Affordability: Though the Google 3 XL isn’t a cheap phone, it is considerably more affordable than its counterparts, the iPhone XS Max and the Samsung Galaxy Note 9. Moreover, considering the plethora of features at your disposal, the Google 3 XL, which is priced at $899, seems to be an incredible bargain. The Google Pixel 3 XL ensures that you can make the most of the several features that were once offered only by the top-tier smartphones.

Tags- Google Pixel 3 XL

So, you’ve decided to skip the whole car buying routine, and are instead leasing a vehicle. Well, there are distinct advantages to this choice. For one, it is overall less money you put on the table. For another, leased cars are generally much newer, if not brand new, and they also are a way to drive around a more expensive and fancier car that you maybe would not splurge or even be able to afford as a purchase. And these days, the economics are in favor of a lease, given that rates of interest being extremely favorable for leasing.

When you lease, you get to drive a nice car, for a stipulated period of time, and then hand it back to the dealer when you’re lease is up. But how does insurance work, in such a situation? Is it like when you rent a car, and it is something you get or purchase alongside the car lease? Or is it more like when you’re the owner of the vehicle, and you get insured? The answer is that you must absolutely have lease car insurance for your leased vehicle, and that coverage must be purchased and in place from the moment you start driving the car.

Now, while a lease on a car is a great way to save money, this savings does not apply to the insurance. In fact, a lot of times, having a certain level of insurance is a requisite and part of the lease agreement. Which, if you think about it, makes perfect sense. Since you are not the owner of the vehicle, the company leasing it out has to make sure it is covered in the event of theft of its property or if the leaser gets in an accident. Without adequate insurance coverage, leasing companies would find themselves liable a lot! So, expect to have to get proper coverage, befitting the make, model and newness of the car you’ve chosen to take on and lease.

In fact, while liability of a certain level is a requisite in most states, expect to have to buy and maintain more than the basic, since most leasing companies will have a requirement for liability that exceeds the state mandated minimum amount. You may also have to spring for collision and comprehensive coverage in order to be able to lease a car, since unlike when you’re the owner and can decide to forgo that level of coverage and take a chance, that won’t work as a leaser.

It’s always a debate when a buyer has to pick between a compact or midsize SUV. The buyer could potentially end up with an SUV that is beyond their measure or way too small for their needs if they fail to understand or acknowledge the differences between the two categories of cars, however subtle the differences.

• Size: The primary difference that buyers see between a midsize SUV and a crossover is their size meaning both the exterior make and the interior leg room. A crossover is perfect for someone who wants the elegance of a sedan and the power performance of an SUV. On the contrary, the midsize SUVs are more towards space and little less towards design. While the former is suitable for five people to travel comfortably together, the latter is for larger groups and more family friendly with multiple kids.
  Another size quotient in these two categories is the boot space. The midsize SUVs have larger room and can fit in equipment easily, but the crossovers are fit for cargo haul and towing. If a family takes road trips quite often and needs an exclusive car for chartering people with loads of luggage, then the midsize SUV would be a glove fit. On the other hand, for individuals who want a compact family car, a little tower, and a sporty performer, then the compact SUV’s win.

Two other factors that create a subtle difference are:

• Seating rows: Midsize SUVs have two to three-row builds while the compact ones have only two rows. This seating arrangement would be an influencing factor depending on how often large groups of people would be traveling in these cars.
• Cost efficiency: While the midsize SUVs are all about the size and boot space, the compact ones are winners in the cost savings and fuel efficiency category. In terms of overall cost, the latter definitely costs a few thousand dollars fewer. As for the fuel efficiency, surveys have shown that 15 to 20 per cent savings can be had on a crossover’s mileage as compared to its SUV counterparts.