Everyone knows about the importance of handbags. Many fashionistas cannot imagine stepping outside without a bag on their arm. They give a great deal of attention to the brands and style of these bags. One of the most renowned brands of women’s handbags is Michael Kors. Michael Kors is an award-winning, internationally-acclaimed designer whose company produces a range of luxury products and accessories.

Michael Kors handbags are the product of quality and innovation. They have gained an edge over their competitors because of their reputation for making simple, elegant, and stylish products. At the same time, their bags are quite functional too.

Many people choose to wait for a Michael Kors bag sale so that they can save some money while getting a quality product. They are ready to wait for Michael Kors bags at discounted prices, but they will not compromise on their favorite brand.

For a lot of people, sales on Michael Kors bags are a dream come true as they can afford to purchase these luxury products at discounted prices.

Like many retailers, Michael Kors bags go on sales during specific times of the year like spring or at the end of a fashion season. If you don’t wish to wait, then you can visit their website to check out the sale section. You will get to know more about the offers and sales on Michael Kors handbags. Thus, you can grab a lovely, beautiful, and classic Michael Kors bag.

However, if you are looking for a casual and fashionable bag, you can find several cheap Michael Kors handbags that are sporty, versatile, and purposeful.

The brand’s website keeps adding stylish new bags to their sale section. You can get a discount of more than 25% on the already reduced prices.

Some of the Michael Kors bags currently available on sale are listed below:

• Junie Medium Pebbled Leather Backpack which was available earlier for around $268, is now being sold at $140.70 approximately. It is available in four different shades.
• The price of Junie Large Pebbled Leather Tote been reduced from $248 to $130.20 approximately, and it is available in five colors.
• The cost of Junie Medium Leather Shoulder Bag was nearly $248 and can now be bought for $130.20. You get a choice of five colors with this bag.
• The Floral Embellished Pebbled Leather Convertible Crossbody is available at a reduced price of around $70.70, and the brand gives buyers an option of three colors.
• The Medium Scalloped Pebbled Leather Pouch available in two colors at a discounted price of $44.25 approximately.

There are many more choices available in the Michal Kors bags sale. You can pick a handbag that fits your style statement.

A reverse mortgage is a type of loan that allows homeowners to receive payments on their house as opposed to them making payments to the lender. At first glance, this option seems too good to be true. But, before committing to it, there are some nitty-gritty details that people must consider when opting for this type of financing. So, here is some information regarding the pros and cons to consider when getting a reverse mortgage.

Advantages

• Multiple options of disbursement
  One of the biggest advantages of opting for reverse mortgages is that you can choose your payment method: whether it is in the form of monthly payouts, or receiving it in bulk.
• You retain ownership of your home
  As opposed to other mortgages where you have to vacate your house, in a reverse mortgage, you can continue to own and live in your house without any interruptions. It is a great way to improve your immediate finances and is preferable to moving or selling the property.
• No tax liability
  The payments that you receive as a part of a reverse mortgage are not considered to be taxable by the IRS since it is considered to be a loan advance instead of taxable income.
• Retirement safety
  These mortgages are actually a great option for retired and senior citizens, since it allows them to have access to funds, which might otherwise be stuck in the form of a fixed asset like a house or a property.

Disadvantages

• The property must be occupied
  For properties that have been reverse mortgaged, it is important that it remains occupied at all times. Lenders visit the houses from time to time to verify that the house is occupied throughout the year.
• Risk of foreclosure
  If you fail to pay your property taxes, HOA fees, homeowners insurance payments, and other costs on time, your house is at a risk of being foreclosed for violation of tax laws.
• High fees
  When signing up for a reverse mortgage, information you must know is that there are several expenses involved in completing the entire procedure, which may include the mortgage fees, FHA insurance charges, as well as closing costs.
• Accumulation of interest
  Since there is no monthly payment plan or schedule involved in a reverse mortgage, the amount that you borrow incurs interest over time. As a result of this, one needs to be careful to not default on any payment to avoid accumulating further debt.

Applying for a job at the world’s biggest e-commerce conglomerate can be an exciting yet challenging task, especially when you have to weigh in your options and find out which department you are best suited for and whether applying for that particular job will get you the big bucks that you have always dreamed of.

Here are a few essential things that you should keep in mind while applying for various Amazon jobs.

Full time versus part time: Although most of the open positions at Amazon will be full time, it is advisable to find out exactly what your working hours and pay scale will be. Part-time workers will be paid by the hour while full-time workers will have a proper yearly pay scale split up according to their work profile.

Work environment: Working at the world’s largest e-commerce company is no walk in the park. You have to be up on your toes and be able to keep up with the fast-paced schedule of processing and deliveries to meet those prime and premium orders. Although the work is hectic, it is a challenge in itself which many will enjoy as opposed to working for a mundane desk job.

No ties and suits: The dress code at Amazon is relaxed so just head to work with your casual t-shirt and shorts, which will come in handy if you are going to do a lot of heavy lifting. The work environment might be pacey, but the workspace is otherwise relaxed, providing an optimal atmosphere for maintaining the perfect balance between work and play.

Pay and other benefits: Having an Amazon job has its advantages, such as health care, 401k with company matching contribution, holiday and overtime pay, paid time off, and employee discount for products. So, why pay full price when you can work and shop for at the same time with the biggest e-commerce conglomerate in the world?

Easy-to-get jobs: Not all the Amazon jobs will require you to have a fancy school degree. You can apply for some jobs in different departments with just your high school diploma. However, the only condition is that you must be 18 years old.

Parties are great fun when you are the guest but if you happen to be the host, the excitement often gets lost in planning and arranging for the party. Those who hold get together less frequently, mostly find planning quite an overwhelming task. Among other arrangements, food is one of the most integral part of any party. Food is also the most crucial deciding factor of whether your party rocked or simply sucked!

The key to have a successful party is that the menu you set caters to every guest’s preference. If you only have non-vegetarian items in your menu, the neglected vegan and vegetarian guests would most likely feel left out. It is therefore important that you decide a menu that is balanced and in tune with your guests’ palette. Appetizers are the essence of any party as they set the mood and are strong markers of how the rest of the party would proceed in terms of food. If you are confused about what appetizers to serve your guests who are not meat eaters, scroll down to find out some quick party appetizer for your vegetarians and vegans guests!

Vegetarian appetizers
Vegetarian appetizers are the quickest and most hassle free to make. You could serve tomato- avocado topping on toasts or stuff some baked mushroom with goat cheese filling. You could also serve some tortilla chips and make a variety of tomato dips. Crispy fried chickpeas also makes for a quick and easy starter. French Fries is another very easy recipe that merely requires oil and potato for ingredients. Fried olives and stuffed jalapenos is another innovative way of serving your vegetarian friends. You are serving sushi to your non-vegetarian guests, why should the vegetarians be left out? You could roll up some vegetarian sushi with bell pepper, carrot and celery topping! Spiced nuts is another great way to tickle your guest’s taste buds.

Vegan Appetizer
To all the Vegans on the list, you could serve some roasted cauliflower with a nacho dip or vegetable filled spring rolls and dumplings with peanut dip. Tofu is another great option to make your Vegan friends happy. You could lace the tofu with some pepper or lemon juice or fry the tofu in garlic and soy sauce. Lettuce scoop is another innovative recipe you could prepare by filling up lettuce leaves with a mix of tofu, peanuts, cranberry and mushrooms.

So, the next you are clueless about pleasing the crowd with your food, try making different varieties of lip-smacking vegetarian and vegan appetizers along with all the lamb, fish, chicken and turkey delicacies and see the magic!

Under Armour Inc. is the company which was introduced to the market in 1996 by Kevin Plank. The headquarter of this company is located in Maryland. Under Armour is a well-known brand for the production of T-shirts, athletic shoes, hoodies, pants, jackets, leggings, shorts, etc. They also deal in manufacturing of various accessories like gloves, bags, protective gears and caps. Some of the sports uniforms are also manufactured by this brand. Among all these products, Under Armour clothing is the most loved product by men, women or kids. Some of the most loved clothes by Under Armour are:

UA Unstoppable Double-Knit Oversize Crew
This product is made for ladies and it has a more comfortable fit. This is a lightweight fleece with knitted material to provide super mobility and fresh air. The interior portion of this fleece is soft and brushed that gives you proper warmth. The material utilized in this product absorb sweat and it will dry very quickly. Its size is a little bit oversized to make you feel comfortable. The fabric used is 60% cotton and 40% polyester.

UA Playoff
This beautiful Polo shirt is designed for men. This piece is made with a unique style as you can wear it as long as you want, this is because of its lightweight, proper fitting and absolute comfort. It has a loose fuller cut for improving the level of comfort. This shirt has a unique stretch construction so you can move in every direction easily. The material is really great for summer as it absorbs sweat and it dries fast. There is one more unique feature of anti-odor technology, which limits the growth of micro-organisms that cause odor. With this product, you can protect your skin from harmful sun rays as it has UPF 30+ technology. This amazing polo shirt comes in seventeen different shades.

UA New Hybrid Big Logo-Pre-School
This nice T-shirt is made specifically for boys of age, four to seven years. It has an athletic fit that makes it really an amazing product of Under Armour clothing. The material used is a UA tech fabric which dries very quickly, gives a more natural feel and it is super soft. This product is also benefitted with anti-odor technology to prevent the growth of the odor-causing microorganisms. The material of this product is 100% polyester.

You can also use Under Armour membership card for any discount or offers on different clothing products.

At the moment, precious metals have become an integral part of one’s investment portfolio. These can be extremely beneficial during inflation periods. In fact, numerous financial advisors recommend that at least 10% of such assets should be part of one’s total net worth. Among precious metals, gold, in particular, has been highly popular among investors. The good news is that now one doesn’t have to go on a hunting for the best options as gold coins or bars are easily accessible on online platforms. If you are planning to diversify your portfolio by investing in this precious metal, then continue reading to know about the best online gold dealers.

APMEX (American Precious Metals Exchange)
One of the biggest and best gold dealers online, APMEX not only facilitates the sale of precious metals but also allows the buyers to sell their gold, silver, platinum, and palladium. Likewise, they also sell collectible items such as rare coins and currency notes from around the world. They have a huge selection of gold with their live prices available on their website. Moreover, they dispatch gold within one business day when consumers use credit cards to make payments. To guide the clients to make the best investment decisions, APMEX also run financial planning services.

Provident Metals
This company started as a trade-show business and went on to develop into one of the largest online gold sellers due to the popular client demand. Provident Metals are recognized for their swift and responsive customer service. Currently, they are a member of numerous reputed organizations such as Professional Coin Grading Service, Paper Money Guaranty Corporation, and The Numismatic Guaranty Corporation. They have an extensive selection of gold coins, bars, and rounds. Apart from gold, they also sell copper, silver, platinum and palladium products. Likewise, they are involved in the sale of national and international coins, IRA bullion and wholesale bullion products.

JM Bullion
In a brief time, JM Bullion has impressed a significant number of clients with their high quality of service. They have local stores, however, their online presence is far more established. One can find a diverse collection of gold coins, bars, and collectibles listed on their website. Similarly, they also sell coins and bars made of silver, platinum, and copper. Furthermore, they have a great customer care support and they accept a variety of payment mediums including paper checks, bitcoin, wire transfers, and major credit and debit cards.

BGASC (Buy Gold and Silver Coins)
One of the best online gold dealers, BGASC is accredited by the Better Bureau Business with an A+ rating and consistently has had positive customer reviews. Apart from the national stock, they have a vast range of mints from other nations including Canada, Mexico, and China. Moreover, they only take one business day to ship the order and insure every product while it is in the transit. However, they only offer free shipping on products costing more than $5,000. BGASC also buys gold and silver items from its clients.

GoldSilver, LLC
This online gold dealer sells gold coins, bars and jewelry, however, one can also buy silver coins and bars. Besides precious metals, they also offer IRA services and secures safes. Moreover, GoldSilver educates its customers about investing in precious metals and other forms of assets at zero cost in the form of the latest news articles and audio-visual content. There’s a provision for clients for selling gold and silver on their website. The shipping, handling, and insurance expenses are free if the purchase is over $500. Otherwise, a flat fee of around $25 has to be paid.

Apart from the above listed best online gold dealers, you can also check gold products offered by these popular companies such as Gainesville Coins, Scottsdale Silver, Monarch Precious Metals, Kitco, SD Bullion, Tex Metals, Penn Metals, Golden Eagle Coin, and Gold Mart.

To shortlist the best online gold dealers, scrutinize their product selection, shipping time and charges, accreditation, overall consumer ratings, reputation, and physical office and contact details.