There are a number of causes when it comes to rib pain, which affect the individual bones or the cartilage that joins the bones to the sternum. There are treatments to provide relief from severe discomforts like bruising or fractures. However for mild discomforts and rib pain, these home remedies will work well.

Raisins with black pepper drink: Chest congestion can be one of the causes of rib pain which is why this home remedy can work as an effective rib pain treatment. A simple drink to make with raisins and black pepper, throw in five of each in boiling water and let it reduce down to a thicker consistency. Consume this preparation lukewarm and continue the treatment till you feel the symptoms fading away.

Dry ginger drink: Use just about 30 gms of dry ginger for this recipe to be effective. Mix it in boiling water and then divide the doses to be consumed throughout the day. A simple and effective recipe to get rid of ribs pain with no side effects whatsoever.

Homemade oil massage: Turpentine oil mixed with camphor can be used as a nice massage oil to relieve ribs pain. This process, when repeated at least four to five times in a day, can prove to be a very effective rib pain treatment. The gentle massage will provide much-needed relief from aching muscles and ribs.

Basil leaves drink: Yet another very effective rib pain treatment which can be ingested without any side effects. A strong recipe prepared with basil, ginger, black pepper and cloves. Most of these ingredients contain anti-inflammatory properties which will help relieve the swelling. Crush all the ingredients to be boiled and reduced in water, to be consumed a couple of times in the day.

Turmeric: One spoon of turmeric mixed with honey will provide the much-needed comfort from chest pain and rib pain. This is a home remedy which happens to work faster than most over the counter drugs or even prescription NSAIDS. If you can manage to overlook the strong taste mixed with sweet honey, this concoction works well as a home rib pain treatment.

Cold therapy: A simple ice pack will do the job when used properly. If you happen to notice any pain and swelling during the first couple of days after noticeable symptoms show up, place an ice bag over the affected area for a couple of minutes to reduce the inflammation. This process can be repeated several times during the day until the pain and swelling subsides.

NSAIDS: Non-Steroidal Anti-inflammatory drugs are a class of medication which is available with a doctors prescription only. Although this is not exactly a home remedy, sometimes prescription medications will serve the purpose compared to certain over the counter drugs.

A cash-out refinance replaces your current mortgage with a new loan. You can pay off your current debt obligation and use the balance amount to gain additional funds that can be used for home renovations. The balance amount is made available from the home equity.

It is not usual for people to opt for a cash-out refinance as there are many drawbacks to taking one. It is, however, beneficial if the interest rates have significantly reduced. You must also continue staying in the same house for the foreseeable future to make the most of the cash-out refinance.

The cash-out option is possible only if you have sufficient home equity to support the refinance in the first place. One of the main benefits of a high-value cash-out refinance is a shorter duration with better repayment options available for the home mortgage.

As a homeowner, you can take advantage of lower mortgage payments, reduced interest rate, and a shorter tenure of repayment with a cash-out refinance option. You can also remove additional borrowers of the current debt obligation and free up sufficient cash against the home equity.

For taking a cash-out refinance, the applicant must meet certain requirements. Factors like your loan-to-value ratio (LTV), credit score, and property appraisal will play a key role in getting refinance options.

The LTV ratio is the outstanding mortgage debt calculated as a percentage of the property’s current market value. An 80% LTV is considered favorable to apply for a cash-out refinance. A high credit score will allow you to negotiate favorable interest terms for the new debt obligation. The most important factor that will influence and dictate the terms and conditions of the refinance will be the property appraisal.

It is advisable to get minor repairs and maintenance done to prepare the property for an inspection. The appraisal will determine the value of the house that will directly affect your current home equity. The equity will determine if a cash-out refinance is possible.

A cash-out refinance is beneficial in the long run. It is advisable to pay for home renovations or even save up for purchasing a second property with the lump sum amount.

The best cruises for senior citizens span the gamut from bucket-list destinations and adults-only cruise ships to cruise lines that cater to multigenerational families and travelers with medical conditions or disabilities. Whether you’re looking for onboard learning, relaxing sea days, themed sailing or fine dining – pretty much all the cruise lines have got them covered. It is quite astonishing to even witness the kind of service that is offered on such ships.

How do we make the best out of cheap senior cruise package?
The answer is in many ways. If you are a senior and have a flair for either photography, videography, blogging or you have worked in organizations that have a huge employee base, who in turn are most likely to follow your footsteps after you finish with the holiday and blog! Cruise lines would love to host such people and would be more than happy to extend special deals to you. However, ensure you deliver what was promised to them – example: highly professional photographers are known to be hosted at no additional cost by the cruise lines in exchange for good quality professional photographs. If you have a specific skill set that the service provider can make use of – the might as well settle for the best!

How about forming a group
To get the best discount possible, one needs to form a group. This is extremely advantageous because the cruise extends a considerable discount, which they would have, in the normal circumstance offered to a travel agent.

How about traveling to lesser-known places
Certain countries have just opened up their tourism industry that they are all the time welcoming them to extremely attractive guests. There is indeed a lot of charm traveling to least set foot’ destination. How about going to one this summer? Wouldn’t that be a fun filled event?

Whether you’re looking for onboard learning, relaxing sea days, themed sailing or fine dining – ensure you get the best deal before packing your bags.

Styling is more of a personal choice than following norms or trends. This is true for every kind of outfit, whether straight-sized or plus-sized clothing. Although there are a lot of classy dressing tricks floating about, how about adding a dash of adventure and quirk to plus-sized clothing? Here are a few fun ways to flaunt a plus-sized outfit, without going overboard.

Get some knee-highs and thigh-highs
Ankle-length socks are cute, and they add a touch of chic casualness to any outfit. For a change, try knee-highs and thigh-highs. Perfect for the fall season, when combined with the right material and outfit, knee-highs and thigh-highs can make any plus-sized clothing quirkier. Plus, they make the legs look longer and sassier. A good styling tip is to mix together mesh tights with thigh-highs. Or a skirt in pastel shade with black knee-highs or a short plait-dress with thigh-high boots.

To accessorize or not to accessorize
Many suggest that the simplest trick to make any plus-sized clothing look better is to add over-the-top accessories to the outfit like a chunky statement necklace, dangling earring, and lots of bracelets. These will definitely bling up the outfit. However, going the no-bling way can also be a great idea. Play around with kitschy outsized prints and bold-printed bodycon for a fun and bold look without any OTT accessorizing. If choosing to accessorize, just pick one piece of jewelry to be the highlight of the ensemble.

Take care of frumpy fabric with wide belts
Plus-sized clothing sometimes has extra fabric that makes it look sloppy. One way is to do tailoring by fixing up the extra fabric for a better fit and at quite a low cost too. If too lazy to go to the tailor or if short on time, grab an extra wide belt and tuck in the extra fabric of an over-sized shirt or a loose dress. Add on a structured blazer for a neater look.

Don’t run away from crop tops
Contrary to popular opinion, crop tops can be quite flattering to a plus-sized clothing ensemble. Pair up a crop top in a solid color with a flamboyant A-line skirt, fitting leather pants, or printed trousers to show off the perfect amount of curves. Add a layer with a wool or leather jacket to complete the outfit.

The exterior paint ideas vary as per the preference of an individual. However, there is something to keep in mind while selecting the color for your exterior. The paint will reflect your style and not to forget; the fact that how long is it going to last. Hence, while making a list of exterior paint ideas, make sure that the paint should also compliment the interior color and design of your house. We have compiled a list of best exterior paint ideas that are safe as well as dynamic.

• The perfect combo:
  White with bold accents. This combination is called a classic for a reason. The white color reflects relaxed yet majestic nature. Bright white is visually appealing. To add a twist, try to include primary colors for accent.
• Break the monotony with lime and charcoal.
  Most of the modern houses designed by experts tend to have dark and unusual colors. And this is one such combo. Lime and charcoal perfectly compliment each other while producing a modern and stylish look. In case you would like to experiment with such combination keep in mind, the key is to keep the borders dark and the rest, bright and bold.
• Relaxed landscape blues.
  Relaxed bright blues are known for creating a look of natural landscapes, and such colors are long lasting too. The dark accents and the shades of dark blue, sky blue sidings and the trim in shades of cream or off white colors make one of the best combinations. But keep in mind that it shouldn’t be too bright.
• Stain colors:
  Stain colors offer a large number of bright and dark shades to choose from. If you are looking for a dark yet royal look, this could be your combination. The accents and trim in shades of white and the siding in dark color will give a royal look to your house.

Besides the above-mentioned colors, always believe in experimenting to get the best out of your exterior paint ideas. Add the modern twist and create the perfect color combo.

Today, the world produces more waste than ever, making recycling and reusing an integral part of our lives. This is where free document shredding comes in as a great way of promoting an environment-friendly movement. Free document shredding is conducted by community services that work towards reducing the carbon footprint of homes and offices in the town. Not just promoting a green movement, free document shredding also helps in safely discarding of bills and documents that confidential. Identity theft and fraud are commonly committed crimes and shredding documents for safe recycling is an excellent way to tackle this problem.

Community services usually offer free document shredding during most times of the year. Usually, if the weight of the documents is in large volumes, these services send across staff members who visit your home or office and collect the documents. However, some free document shredding services may set up centers in various locations such as a shopping center parking lots, Service halls, etc. The documents may be shredded in a mobile shredding vehicle or carried to a warehouse in secure containers before being shredded.

Before carrying out free document shredding, service providers lay down a few general rules that should be followed. Thus, understanding how you can prepare the documents before going ahead with shredding will save your time as well as that of the service provider:

Sort out – It is essential to understand that once a document is shredded, it cannot be put back together. Thus, it is absolutely important to understand which documents need to be saved and which have passed their retention dates. You do not want to be worrying about documents that were important and have turned to paper shreds, right?

Pull out anything other than paper – Many documents are bound by metal binders or hard supporting materials that cannot be shredded. Anything that is not paper supply has to be eliminated from the pile. Leaving paper binders will not only waste your time but can also disrupt the working of the document shredder. Also, it can be harmful to the person who is handling the shredding machine.

Other kinds of document shredding – While paper materials are most commonly shredded, today, free document shredding services also offer to shred documents held in the form of flash drives, tapes, CD’s, etc. Nevertheless, these kinds of materials have to be separated from documents in the form of paper as the mechanism through which they are shredded is different.

A little sorting and preparing documents will help in smooth document shredding.