When you opt for a balance transfer credit card, you are able to transfer balance from one or multiple cards to a new company at a lower annual percentage rate (APR). You can be sure that 100% of your payment will be towards the principal during the initial period. You can consolidate all your loans to one card and track your debt efficiently. It allows you to move to a card with better rewards and terms than your current credit card.
Here are some of the top balance credit cards that you can choose from:
Wells Fargo Reflect Card
If your credit score is good or excellent, and your goal is to settle the debt within two years, you can choose the Wells Fargo Reflect card, which offers a 0% introductory APR for 21 months from the account opening. After that, the variable rates are between 15.24% and 27.24 %. You must ensure minimum payments during this period to be eligible for the 0% APR. The card also offers cell phone protection, roadside dispatch, and zero liability protection and gives you access to various deals and offers from Wells Fargo.
Bank America Credit Card
If your credit is good or excellent, and you can settle your debt within the intro APR period, you can consider this card. They offer 0% APR for 18 billing cycles, and the rates range from 15.24% and 25.24% on your balance transfers. You can also avail of a $100 sign-up credit bonus if you make purchases of $1000 before three months from the date of card purchase. Their balance transfer fee is either 3% or $10 (whichever is higher) for every transaction. They offer benefits like no penalty APR, free access to your FICO credit score, and overdraft protection.
Citi Diamond Preferred Card
Citi Diamond’s Preferred card could be the right one if you have good credit, want to save on interest and fees, and are not keen on rewards and offers. They have one of the longest 0% APR for 21 months on balance transfer and 0% intro APR on purchases. Their APR on both ranges between 15.99% and 25.99%. Their balance transfer fee is 5% at a minimum of $5. They do not charge any annual fee. Since the card does not offer any rewards, you may not find any specific benefits on your purchases.
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit is best suited for frequent travelers with a good or excellent credit score. It rewards $1 for 1.25 to 5 miles on hotel and car rentals. You also can avail of a bonus offer of 20,000 miles. You can redeem the miles on your travel-related expense, and they remain valid as long as the account is valid. They offer 0% intro APR for 15 months on purchases and balance transfers. Their transfer fee is 3%, and their regular APR after 15 months ranges from 16.49% to 26.49%.
Blue Cash Everyday Card
Blue Cash Everyday Card may work for you if your goal is to pay your debt fast, earn rewards, and accumulate savings. Experts calculate that you can save about $2,500 in 2 years. They offer a 0% intro APR on balance transfer for 15 months. The Blue Cash Everyday card is best suited for those with good credit and with considerable daily spending like grocery and gas.
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Some of the popular must-have appliances for home
Read moreWhether it’s about cooking, watching TV, rinsing your clothes, or having a nice indoor barbecue, getting the right appliances for your home can drastically change the way your daily chores work. With the rising prices on appliances and everyday utility devices, appliance deals do matter. But what is important is to you get the best out of these appliance deals and pick the popular appliances from at a discount rate. Here are the top five highly recommended appliances you must have in your home:
Split Air Conditioners
Split air conditioners are amongst the king of appliance deals. From being featured in attractive discount appliances sale to providing sufficient cooling in your home, split air conditioners can make your life easier. If you’re prone to eczema or itchy, dry skin conditions, getting a split air conditioner can help.Robotic Vacuum Cleaners
Now you do not have to worry about the housekeeper missing a day or two! Robotic vacuum cleaners come with state-of-the-art technology and are becoming a part of the biggest appliances sales across the country. These are intelligent, vacuum tough-to-reach areas, and most importantly, come with a recharging bay. Prices from basic to advanced models can start from $100 a unit and go to $300 a unit and beyond, respectively.Washer and dryer combo
Good washer and dryer combos can make your laundry sessions super comfortable and are a part of the main discount appliances. These can be easily accommodated in small homes, are very technologically advanced and look stylish too. They can wash and dry your clothes in one go, and often come with exclusive features like touch panels, quick diagnosis, and Wi-Fi Control for a hassle-free laundry experience. You can choose a model depending on the amount and kind of clothes you usually wash. They are adept at removing pollen, pet hair, and dust from your clothes too.Electric Kettles
Tea and coffee are the top two beverages in everybody’s lives. Getting a decent electric kettle can supercharge your day and allow you to drink tea or coffee whenever you wish to. Electric kettles help you save time, and some models come with a timer function so that you don’t have to worry about when that boiling water or coffee is ready. They are simple to use and very convenient. -
Best websites to buy cell phone cases from
Read moreIt is not just about having a mobile phone today. What really matters for many of us now also is the phone case while some need fancy, good-looking cases, some need phone cases for protecting their smartphone. Now the confusion is where should one buy phone cases from? Should one go down to a store or should one shop for phone cases online?
Online shopping these days for the phone case is a rage today, with nothing but the best being available. There is a whole big range of phone cases available on multiple online portals for any brands, kinds and varieties of mobile phones. In some rare cases, certain phone cases are available only if one shops online. When one shops online, it is important to shop from safe and secure websites and popular shopping websites to get the latest and quality cell phone cases.
cellularoutfitter.com is one of the largest and best-selling phone cases websites. The cases are usually sold at a wholesale price and with discounts. The outfit for your mobile is just going to be as trendy like your attire!
What makes cellphonecases.com unique is its return policy of 365 days and free shipping. Even at the lowest prices, they have coupon codes for every customer. They sell iOS, Windows as well as Android cell phone cases.
urbanoutfitters.com have unique mobile cases. Examples could be their LuMee Duo lighting cell phone case. This is specially developed by a professional photographer and for those who like to capture photographs, the phone-case features studio-quality lights at the front and back sides of the case. The case is a perfect fitting for many smartphones. The light brightness can be adjusted accordingly. Durability is another advantage of LuMee Duo lighting cell phone case.bestbuy.com is definitely a popular website for online shopping. It has got the best of the best deals. It has got diverse mobile cases like battery charger case, standard case, modular case, armband case, holster case, flip covers, etc. for almost any and every mobile. Simply scroll through the website to pick your favorite mobile cases for a fancy choice or plainly for protection.