Business insurance is a coverage for your business in case of an unfortunate eventuality. It offers protection against but is not limited to, a liability, theft, accident, or an interruption of business. It is also commonly referred to as commercial insurance although they have a slight difference.
Difference between business insurance and commercial insurance
Both of these categories serve the same purpose of covering any business entity. The trick is to find the feature in which you are most interested. For example, you may look for an overall commercial insurance, but also search for a business insurance that is for the category of your business. Is it a tech organization or a transport company? The commercial insurance quotes for both of these will differ depending upon the scope and size of your business.
Best commercial insurance quotes to consider
You may compare your list of commercial insurance quotes on any of the finance websites like Moneycontrol.com. But if you are looking for trusted names in this insurance category, then you may consider the following providers:
- Insureon
Insureon is one of the most trusted names when it comes to business insurance. They provide services for fields such as accounting and finance, home-based businesses, food services, healthcare, salons, spas, and many more. - TechInsurance
The main services offered by this company are general liability insurance, professional liability insurance, cyber liability insurance, as well as errors and omission insurance. The primary professions covered by them are IT professionals, engineers, contractors, architects, and healthcare professionals. - Nationwide Small Business Insurance
The products provided by this company range from a business owner’s policy, business liability, commercial property to a commercial auto. The company also provides coverage for workers compensation, business income, cyber liability, equipment breakdown, and other similar categories. - Zurich Insurance Group
A global provider for commercial insurance, this company is headquartered in Zurich. The comprehensive range of products for business insurance by Zurich Group are property coverage, political risk, cyber risk coverage, trade credit coverage, and casualty coverage to name a few.
The organizations mentioned above have many more products to offer, and therefore, you are sure to find the right one that fits your requirement. It is highly advisable to insure your business with the right provider so that you do not incur any losses in case of an emergency.
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How to prevent yourself from ENT infections
Read moreOtorhinolaryngology is the term that not many of us are aware of. But it the study of problems related to ear, nose, and throat ENT. ENT problems are common, easily diagnosed, and curable, and yet, can get serious at times if not taken care of at an early stage. Infections are common in the ear, nose, and throat among many people. It is important to understand the seriousness of ENT infections as these organs are closest to the brain and cause a lot of pain whenever there is an infection. Reporting to a doctor in minor pains can be helpful in preventing yourself from potential infection in the future.
To prevent an infection, you must know the causes of the same.
Ear infection
A ear infection is the most common type of infection in ENT infections. You need to know when you are getting an infection, if you do.
If you feel an ache or pain, if you feel you cannot hear thing as clear as you used to or if you’ve completely lost hearing, if you feel some weird pressure in your ear(s), if there is pus or something like pus in your ear that you see or feel, then there is a chance of having or getting an infection.
Allergies, cold, adenoid problems (small tissue near your tonsils), smoking, excess mucus production, and bacteria/virus in your ear are some of the common causes of a ear infection.You can prevent the infection by protecting your ears from cold by boosting your immune system, by getting allergies check with an ENT specialist on a regular basis, taking medication, and keeping your ears clean regularly.
Throat infection
Sore throat is the most common type of throat infection and can be caused by viral infection such as, common cold, infection in the voice box, mononucleosis, herpangina, influenza, mumps, etc; bacterial infections can occur from strep throat, inflammation in tonsils or epiglottis or uvula, in rare cases, STD; and irritants and injuries also cause throat infections such as, smoking, mouth allergies, and stomach problems.Prevention of a throat infection will depend on the cause, but the one type of prevention that will help all the ENT infections away is the care from the start. Keeping yourself away from habits of smoking, drinking freezing cold water, keeping yourself exposed in the cold for too long, eating healthy so your immune system can handle such infection in the initial stage, and visiting the doctor regularly are some of the prevention methods that will always help you stay away from these painful infections.
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3 foods to avoid with ADHD
Read moreADHD, or attention deficit hyperactivity disorder, is a neurological disease that affects many people across the globe, children as well as adults. The common symptoms include daydreaming, forgetfulness, talking too much, making careless mistakes, hyperactivity, and trouble concentrating. ADHD is manageable with treatments. But, lifestyle changes can support ongoing treatment and improve the condition further. Doctors have identified some foods to avoid with ADHD that patients should be aware of.
Candy
When dealing with ADHD, one should avoid candy because it has a very high sugar content and artificial coloring. Both elements can worsen hyperactivity. While avoiding candy will not prevent hyperactivity altogether, it will help reduce the intensity and frequency of episodes. Too much sugar, in general, can also impact energy levels and lead to other health conditions like diabetes, so it is best to limit its quantity in foods.Coffee
Coffee is also a no-go for people with ADHD. The caffeine in coffee can improve concentration levels, but it can worsen the symptoms of this health condition. It can also interfere with ongoing treatment. Besides coffee, beverages like tea and even cola are also counted among the foods to avoid with ADHD due to their caffeine content.Frozen fruits and veggies
While fresh fruits and veggies are healthy, frozen ones may have artificial additives that worsen ADHD symptoms. Artificial additives, such as food colors, can also interfere with hormones and development. Other foods with artificial additives include breakfast cereals, cookies, soft drinks, and fruit punches. So, it is advisable to read the label before buying foods off the shelf.Avoiding these foods may reduce ADHD symptoms. But, in most cases, individuals also need treatment to manage the condition. The popular options include:
CONCERTA®
It is a stimulant that works by improving how different parts of the brain communicate with each other. CONCERTA® is an extended-release treatment option. This means it is slowly released into the body throughout the day. As a result, the effect of the treatment lasts longer.DAYTRANA®
DAYTRANA® is another treatment option for ADHD that works throughout the day. It comes in the form of a patch to be applied on the skin of the hip. Common side effects include heart problems, seizures, reduced development, and allergies.Adderall®
Adderall® helps increase focus and concentration while reducing hyperactivity and impulsive behavior. Its serious side effects include uncontrollable shaking, hallucinations, and increased blood pressure.In more serious cases, doctors also recommend treatments like VIIBRYD® to manage depression, sleeplessness, hyperactivity, impulsivity, anxiety, and other ADHD symptoms and complications.