Today, thanks to the technological advancements, the process of opening a bank account has become extremely easy. You no longer need to visit the bank for the same. Even if you wish to open a bank account online with no deposit, it is not any different. However, there are only a few banks that let you open an account with zero deposit. These banks allow you to earn interest on your savings without having to maintain a minimum deposit.
Before you open a bank account online with no deposit, it is recommended that you compare the banks and shortlist the ones which meet your requirements. Once you finalize on a bank, you will need to fill in the online or the physical application form and furnish details such as that of a government-issued ID and your personal details like the social security number.
To make your job easier, here is a list of five banks which allow you to open a bank account online with no deposit.
- CapitalOne – With no deposit required to open an account, CapitalOne is one of the most preferred banks. It has a quick and simple process of account opening and only requires basic identification documents for the same. You may visit the bank’s website and create either a single account or a joint account as per your preference. Once you submit the verification documents and they are validated, your account gets activated.
- Ally Bank – Ally Bank has a $0 fee, $0 minimum deposit, and $0 minimum balance requirement. It offers one of the best online account opening services.
- Discover Bank – Discover Bank has a no minimum balance requirement and no monthly fees. It gives you access to more than 60,000 ATMs in the country. There are no hidden fees and the entire process of account opening is quite straightforward.
- SimpleBank – SimpleBank makes fee-free banking possible with no minimum balance requirement, no maintenance fees, and monthly fees associated with the account. You may enjoy transfers for free and also get the benefit of a free card replacement.
- Charles Schwab – You may open a high-yield checking account with zero monthly fees, zero minimum balance, and no hidden fees. Like the others, here also, the process of account opening is quick and convenient.
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Tips to choose the right hair dye for gray hair
Read moreA single gray strand on your crown can make you feel old. Thus, it becomes crucial that you find the right hair color that offers a natural look to your graying hair. Markets today have a wide range of colors and shade options for hair color. However, you can’t just pick any color that appeals to your fancy for your hair. The hair color you pick must compliment and flatter your overall look. There are some important factors to keep in mind when you choose the best dyes for grey hair. They are:
Plan your makeover
Don’t let the choice of color for your hair be erratic. It is best to put some thought into choosing the perfect dye for grey hair. You should also keep in mind the degree of experimentation you are open to. If you are looking for a drastic change in your look, you can opt for a color that is in contrast to your natural hair color. However, if you are not into such adventurous routines, stick to shades that fall close to your natural hair color. You also need to consider the rules at your place of work or school before you narrow down on the best dye for grey hair.Take your complexion into consideration
Every skin color has a set of hair colors that compliment it beautifully. Find out if you have cool or warm skin undertones to find out which hair color shade would suit you the most. In case your complexion is warm-hued, you must choose warm tints and vice versa. To find the best dyes to cover grey hair, the color of your eyes is also important. For instance, people who have dark or brown eyes are advised to stay in the same palette. Color choices such as chestnut, brown or even red will emphasize their eyes. You can even settle for hues such as chocolate, mahogany or auburn. It is recommended that people with black/brown eyes stay clear of hair color shades that are too light or are orange. People who have blue or green eyes can opt for blonde or red colors. This creates an attractive combination.Purchase appropriate formula
To make a suitable purchase of the best dye for grey hair, it is important that you evaluate the percentage of your total hair that is grey. This estimate will help you make the most suitable choice for semi-permanent hair color and permanent hair color. If the range of grey hair on your head varies between 10% and 50%, you can settle for a semi-permanent or demi-permanent hair dye. The color of these dyes fades with every hair wash. If the percentage of grey in your hair is higher, permanent hair color is the best solution. Opt for a hair color formula that guarantees 100% grey coverage and is long-lasting.Opt for natural hair colors
Before you rush into coloring your greys to black/brown, it is essential that you assess the degree of tolerance to hair, your regrowth and the time you have in hand. We all agree that roots that shine in their original color from perfectly colored hair take the charm away from it. To avoid this, you will need to schedule a root touch up session every 4 weeks. However, if you color your hair in a shade that resembles the natural color of your hair, you have 6-8 weeks before you panic. Natural hair colors cause minimal damage to your hair health, keeping them luscious and colorful. You can also make a list of harmful ingredients such as ammonia and check to see if your brand of hair color contains any ingredients from the list. -
Top 3 conditions that affect eye health
Read moreMany people face eye health issues at some point in their life. While some of these issues are minor and tend to resolve on their own or with basic treatment, others are severe and require a specialist’s care. There are multiple reasons for poor eye health, which might lead to partial or total blindness. In this article, we have listed the three most commonly diagnosed eye conditions, along with their symptoms and risk factors.
Glaucoma
Glaucoma is the second biggest cause of permanent blindness among people in the country. The aqueous humor is a watery fluid found in the eye’s anterior chamber where the camera, iris, lens, and pupil are located. This fluid is vital to the functioning of the eyes, as it maintains the requisite pressure called the Intraocular Pressure (IOP) and provides nutrients to help maintain the shape of the eye. An increase in this pressure leads to glaucoma.Symptoms
In most cases, glaucoma is asymptomatic and progresses gradually, but the symptoms may appear gradually in some cases. Here are the common signs of this eye condition:- Nausea
- Blurry vision
- Severe eye pain, along with nausea and vomiting
- Redness of the eye
- Headache
- Tenderness in the surrounding area
- Viewing halos around lights
Risk factors
- Ethnicity
African-Americans face a higher risk of this condition that affects eye health. - Family history
People whose siblings or parents had glaucoma are at a greater risk of developing it. - Age
The risk elevates with age, especially after 60 years, but African-Americans face a greater risk after 40 years of age. - Vision problems
People with short-sightedness or myopia are at a higher risk of glaucoma. - Medical conditions
Diabetes increases the risk of developing glaucoma twofold.
Cataract
Cataract refers to the appearance of cloudy patches in the lens of the eye. With the progression of the disease, the patch grows and results in blurry or misty vision. It can also aggravate and lead to blindness.Symptoms
Some signs of cataract are:- Misty or blurry vision
- Faded appearance of colors
- Lights appear too bright or glaring
- An inability to see in low light
Risk factors
- Age
Although this eye health condition is majorly diagnosed in older adults, babies or young children might also develop it. - Family history
People whose siblings or parents had cataracts are at a greater risk of developing the disease. - Substance abuse
Excessive drinking, substance abuse, or steroid use increase the risk of cataracts. - Medical conditions
Diabetes increases the risk of developing this eye health issue.
Diabetic retinopathy
One of the key complications of diabetes is diabetic retinopathy. Sometimes, diabetes mellitus can damage the retina, and undiagnosed or untreated diabetes can also lead to blindness.Symptoms
Diabetic retinopathy is asymptomatic in most cases and can be detected only via routine eye tests.Risk factors
- Diabetes
People with high blood sugar levels and type 1 or type 2 diabetes are at a higher risk of developing diabetic retinopathy. - Ethnicity
African-American, Native American, and Hispanics are at a higher risk. - Pregnant women
Pregnancy increases the risk of this condition among women. - High cholesterol or blood pressure levels
People with high blood cholesterol or blood pressure levels are highly susceptible to developing diabetic retinopathy.