When you opt for a balance transfer credit card, you are able to transfer balance from one or multiple cards to a new company at a lower annual percentage rate (APR). You can be sure that 100% of your payment will be towards the principal during the initial period. You can consolidate all your loans to one card and track your debt efficiently. It allows you to move to a card with better rewards and terms than your current credit card.

Here are some of the top balance credit cards that you can choose from:

Wells Fargo Reflect Card
If your credit score is good or excellent, and your goal is to settle the debt within two years, you can choose the Wells Fargo Reflect card, which offers a 0% introductory APR for 21 months from the account opening. After that, the variable rates are between 15.24% and 27.24 %. You must ensure minimum payments during this period to be eligible for the 0% APR. The card also offers cell phone protection, roadside dispatch, and zero liability protection and gives you access to various deals and offers from Wells Fargo.

Bank America Credit Card
If your credit is good or excellent, and you can settle your debt within the intro APR period, you can consider this card. They offer 0% APR for 18 billing cycles, and the rates range from 15.24% and 25.24% on your balance transfers. You can also avail of a $100 sign-up credit bonus if you make purchases of $1000 before three months from the date of card purchase. Their balance transfer fee is either 3% or $10 (whichever is higher) for every transaction. They offer benefits like no penalty APR, free access to your FICO credit score, and overdraft protection.

Citi Diamond Preferred Card
Citi Diamond’s Preferred card could be the right one if you have good credit, want to save on interest and fees, and are not keen on rewards and offers. They have one of the longest 0% APR for 21 months on balance transfer and 0% intro APR on purchases. Their APR on both ranges between 15.99% and 25.99%. Their balance transfer fee is 5% at a minimum of $5. They do not charge any annual fee. Since the card does not offer any rewards, you may not find any specific benefits on your purchases.

Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit is best suited for frequent travelers with a good or excellent credit score. It rewards $1 for 1.25 to 5 miles on hotel and car rentals. You also can avail of a bonus offer of 20,000 miles. You can redeem the miles on your travel-related expense, and they remain valid as long as the account is valid. They offer 0% intro APR for 15 months on purchases and balance transfers. Their transfer fee is 3%, and their regular APR after 15 months ranges from 16.49% to 26.49%.

Blue Cash Everyday Card
Blue Cash Everyday Card may work for you if your goal is to pay your debt fast, earn rewards, and accumulate savings. Experts calculate that you can save about $2,500 in 2 years. They offer a 0% intro APR on balance transfer for 15 months. The Blue Cash Everyday card is best suited for those with good credit and with considerable daily spending like grocery and gas.

A good hybrid cloud service can help improve a number of aspects in an office. A smartly implemented hybrid cloud strategy can help improve communication between the various teams, especially the IT teams.

This makes it imperative for IT business owners to choose the right hybrid cloud service. The best one will allow you to migrate from your old systems seamlessly without affecting the productivity of the firm and its employees.

Read on to know how to choose the best hybrid cloud provider for your firm. Keep the following points in mind when choosing a hybrid cloud provider.

The first thing is to find out what kind of management tools are available that are compatible with the cloud provider. Find out to what extent and what tools and apps can you manage from the office desktops as well as public servers.

Make sure you look out for providers that are secure for your systems. Not just that look out for a system that avoids redundancies of single points of failure. Another important thing to find out is about kind of open application interfaces are available.

Latencies in transferring data is another factor you need to consider. A latency critical application needs to be done on the same platform and should not be expected to run on the hybrid cloud provider.

Ensure that the cloud service provider offers an ample number of servers and basic infrastructure to meet your professional needs. Before you sign up with any company ensure that the service level agreement has all the terms and conditions laid out without any issues and including all important points especially mentioning the course of action in case the company provides service that is not up to the mark as promised. Some hybrid cloud service providers offer their services for a trial period as well, this can help you decide whether the specific brand is right for you.

Last but not the least, do not forget to understand how the pricing works. Check if the usage is pay per use or you have to pay a lump sum right in the beginning. Make sure that that the service level agreement spells out the pricing terms and conditions clearly.

When shopping for hybrid cloud computing solutions for your small business, compare different brands keeping mind your cloud platform needs. Keep the above factors in mind to choose the best one for you.

Traveling can get boring, especially if you travel a lot. With no entertainment on the go, and staring blankly at the scenery whizzing past you, it’s easy to get bored. If you want something to spice up your life, or to bring some fun into it at least, getting a portable DVD player can keep you occupied.

When you buy a portable DVD player, you get more than just a device that plays DVDs. They are easy to handle, maintain, have long battery life. They support different DVD formats, both regional and non-regional DVDs. Plus, the long battery life ensures you don’t have to sit next to a power point. The screen sizes of typical portable DVD players hover around 5 to 6 inches making them ideal to fit easily into any kind of space.

If you’ve always wondered if you should get yourself a portable DVD player, here are the top four benefits of buying portable DVD players:

Portability
The size of a portable DVD player is very small. You can easily fit in into your backpack and it doesn’t take up much space. Easy to carry and perfect for travel.

Rechargeable Batteries
The batteries are rechargeable. There’s a charging port for devices available in every mode of transport, so you don’t have to worry about running out of power anytime soon.
Some portable DVD players even come with removable batteries. This means if you forget to bring along your charger, you can simply plug in a couple new batteries and you’ll be fine.

Longer Run Time For Media Content
Since portable DVD players are specifically designed for entertainment, you won’t be running out of fun soon. Unlike other media devices which are designed for all round use, portable DVD players can run much longer. They don’t overheat when playing movies for long hours. You don’t have to worry about switching it off early or giving it a break since it’s designed for continuous use. It’s the perfect companion for binge watching your favorite shows.

They Are Affordable
You can get portable DVD players for rock bottom prices as low as $20! Premium portable DVD players may cost a little extra with prices starting at $70 and above. But for the most part, these little media genies are geared towards budget friendly users. There’s something available for every kind of budget.

Wide Media File Support
Some portable DVD players can play all kinds of media file formats. This is convenient since you don’t have to worry about using a video converter or transferring your files to your DVD player. Additionally, they can be connected to your television system so you can stream content onto wide screen displays whenever you get the chance.

Accounting and finance works are consuming a major time of the day. Complexities of your business accounting have increased and now you are finding it extremely difficult to manage the task manually? Well, there are many business owners, who find difficulty in managing the accounting tasks on their own and prefer to use different software for easing their work. If you are also considering about using finance software for your business, you need to make a smart selection. Finance or accounting software is an expensive investment and you should be done in an intelligent manner or else you may end up wasting the money completely. When purchasing any kind of software, you should not just make the selection based on its price or ratings. You should check its features and ensure its compatibility with your business.

Some useful tips to select finance or accounts software have been listed below.

Compare between cloud-based software and on-premises software Owing to the difference in the budget and requirements of the business houses, you can now get on-premises software as well as cloud-based software. As the name indicates, the on-premises software is restricted to the devices in your office, whereas cloud-based software can be accessed from anywhere. These are less in price compared to the on-premise and do not require any additional hardware or memory for storing data. Not just that, with the cloud-based software, you can also forget about the installation process. Yet, you need to pay some fees for maintenance as well as protection of your data.

Tracking multiple departments
Startup companies often make a mistake while purchasing the software. They make their selection based on the present size of the business and focus on a department or two. However, if you want to get the best value for the money that you pay, you should get software that can track different departments with equal efficacy. By purchasing this type of software, you can continue using the same product even when you expand the business and include multiple departments in it.

Check the automation level
When it comes to finance or accounting works, most of the business owners prefer to purchase a completely automatic system. If you are also looking for the same, you should not just rely on the advertisements of the vendors. You should ensure that it can calculate foreign currency exchange, taxes, payrolls, bills or any other data with complete efficacy. Also, you should check whether the software can alert the user in case of any mistake or when there is no input provided in the mandatory sections. Irrespective of the fact that you purchase OfficeTime or you get AceMoney, you need to provide the manual inputs with due care or else you might not be able to get a flawless job.

Opt for reminder feature
Nowadays, many finance software comes with an alert or a reminder feature. It will be better for you to opt for those. With this feature, you will be easily alerted about the bills and payments that you need to make during your business. You will also be alerted when there is excess capital flow or a due date for collecting payment. Thus, you will not have to worry about the intricacies of the business and focus on some other productive job.

Convenient and user-friendly
Whether you own a small startup or you are the manager of a giant corporation, it is important for you to get a user-friendly software that you can easily operate for making the calculations. Do not just make your decision based on the rating of the software. Delve deep into it and ensure that you can put it to the right use. Getting complex software for your business may end up wasting your time instead of saving it.

Before purchasing any finance software, you can always check its review. This will help you make the best choice for the betterment of your business.

Shoes are one of the most important part of an athlete’s life. The quality of your athletic life will pretty much depend on the kind of gear that you don – where the shoes are almost as important as the training that you avail in order to excel at your sport. You can choose from various brands and even follow these pro tips to choose the right kind of shoes so that your athletic side thrives well without any injuries to various parts of the body. Here’s our list to choose the best possible sports shoes!

Get branded: When you are choosing sports shoes, you will need to ensure that you go for the best possible brand. This is due to the fact that such shoes will be engineered with expert vision and tips so that they promote stamina and lower the risk of injuries on the field. You can trust brands like Adidas, Reebok, New Balance and many others so that you have the best possible shoes that will keep you safe and comfortable as you indulge in your athletic side.

Know your type: The shoes you choose will depend on the kind of activity that you plan to undertake. You will need to take a look at the various categories of sports available by various brands. For example, brands like Adidas and Reebok have various categories of shoes which have been built to suit specific games. There are separate shoes for basketball, tennis, golf, and even everyday wear. This is something that you will have to consider before you invest in a pair of shoes. You can ask an expert at the store or have a word with your coach before you buy a pair of shoes from a certain category so that you know which one is best suited for your level in the game too.

Try them on: Before you buy a pair of sports shoes, you will need to try them on so that you find a good fit. The best time to try out your sports shoes is at the end of the day when your feet are slightly swollen with all the normal, everyday chores and activities. We would recommend that you try on the shoes right after a session at the gym or a training session as this is when the feet are at their vulnerable best. If the shoes fit and feel comfortable in such a state, then you know they will stand you in good stead when you are on the field as well.

Arch and toes: You will need to decide on the sports shoes for your feet, depending on the big toe and how much longer it is than the rest of the toes, as well as the arch of the foot. There are different kinds of shoes for those who have a flat arch, so that they are more comfortable. So, be sure to find the shoe to support your foot shape and size.

One of the most pleasing words in the world is “sale”. If you are a vehicle owner, then life gets even better if you spot a signboard that says, “Tires for Sale”. When you are looking forward to purchasing a tire or a tire set for your car, look out for tires for sale. There are many websites that offer you tires for sale and you can make the most from their offers and discounts.

Below is a list of the best of the tires that are available for sale by various brands. This will give you an idea about the deals on tires and help you choose the one that is perfect for your vehicle.

Ford Sale

The website of this auto company has a special section called “Service & Maintenance”. This section talks about “Tire Finder” which is a convenient platform created for the buyers to identify the most suitable tires for their vehicles. Using the Tire Finder, you will get Tires for a low price with a set guarantee. This deal is applicable to all the 13 of Ford’s tire brands. Ford also offers free installation of all the products that they offer during the tire sale.

Goodyear Tires

One can save 50% super discount on a purchase of a four-tire set on Goodyear’s website. Referred to as the President ‘s Day Tire Sale, this deal is applicable on all the Dunlop and Goodyear tires. There is also $200 cash back on Goodyear’s Assurance WeatherReady and another offer in which there is a discount of up to $160 on buying a 4 tires set. Both the deals expire on March 31, 2018.

TireBuyer Sale

This spring sale has extremely generous offers for its customers. One can avail a rebate of around $40 on an order of $400 by using the coupon FEB40. The tires will be delivered for free to a local center for installation. On buying Goodyear tires, customers get an up to $80 off on a range of selected tires. There are exclusive offers on tires for military personnel. Veterans, active duty military officers and their relatives get a 7% discount. The buyer has to present a valid identity proof to avail the offer. Once the identity proof is approved, there will be a 7% rebate on the overall bill during the checkout.

Discount Tire sale

During the President’s Day bargains, customers can save a whopping amount of up to $320 if they use their VISA Prepaid Cards to buy a four tires or wheels set through their Discount Credit Card. In yet another deal of this tire sale, if one buys a four Pirelli tire set, they can get a discount of around $70 on using their Prepaid Master Card. The set of tires must be bought for a single vehicle. The customer can download the rebate form from the website. All the rebate forms must be submitted on or before a pre-defined date. Along with the best quality products, tire sales from Discount Tire can fetch you huge savings.

There is also an offer on Goodyear Tires during the sale on tires. Customers can use the offer code 718002 to avail a maximum discount of up to $80 on buying a four-tire set. All the four tires must be bought at the same time. This offer is applicable on the tires mentioned as follows, Wrangler MT/R with Kevlar, Assurance Comfortred Touring, Eagle F1 Asymmetric All-Season, Assurance WeatherReady and Wrangler All-Terrain Adventure with Kevlar. Customers who purchase Wrangler TrailRunner AT and Wrangler Fortitude HT get up to $70 back.

Customers who receive up to $60 discount are those who buy Ultra Grip Ice WRT, SP Winter Sports 3D, Ultra Grip Ice, Eagle Sport All-Season and SP Winter Sport 4D tires. For availing a discount of $40, the customer must buy a four-tire set of any of the following – Ultra Grip Winter, Assurance All-Season, Assurance Fuel Max, Assurance CS Fuel Max, Fierce Attitude M/ T, Winter Maxx and Wrangler SR-A. From the tire sale, if one buys Wrangler DuraTrac, they get to save around $50.