Luxury cars are a dream for most, but there is a certain segment of people who can save up and find ways to own a luxury car and live their dream. Smart tricks of the trade like finding the dealer cost to run through the profit margin on websites, buying off lease vehicles instead of leasing them, creating a mini auction bid of prices between various dealers and simply taking a grand luxury car for lease in half the price are some options.
Some tips to save on the luxury car of your dreams are:
- Find the dealer cost and the profit before hand
- Websites like Kelley Blue Book and Edmunds offer the dealer invoice cost of luxury cars, which can be used to get a good deal
- Luxury vehicles enable the dealership or merchant to make the profit as compared to other car segments, so the dealers usually lease them out or sell them at prices where they may make even a small amount of profit
- Dealer invoice prices and the huge profit margin can enable you, the buyer, to negotiate a better price
- Off leased vehicles set up previously for leasing are usually a little old and pre-used by different owners, thus reducing their cost. These can be snapped up at competitive prices even in the luxury cars segment
- Off leased vehicles can help the buyer save thousands of dollars for the same model of a luxury car that is new in the market
- Luxury cars lease deals are still the safest option for people who wish to own a luxury car without dropping a truck load of cash in one go. Since these cars are leased and are expected to be returned to the dealership, they are usually kept in an excellent condition to decrease the depreciation cost
- Good negotiating strategies like making bids between different dealers is another great way to get luxury cars lease deals for good prices
- Checking multiple sources for lease deals is one way to look for luxury car deals
- Scouring different websites and advertisements is another option
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Popular tips on choosing Medicare plans
Read moreFor those searching for the best Medicare coverage plans for yourself or your loved ones, here are tips for you to consider. Whether original Medicare or Medicare Advantage or Medigap plans are suitable, depends on many factors. These plans are not very pricey, but while some have limits on their coverage, there are others that cover your entire medical expenditure. Remember that whatever you choose, you have the option of changing your Medicare plans every year.
- Another important tactic to get a suitable Medicare plan is to understand what coinsurance, deductibles or co-payments your Medicare plan includes and make sure you do not pay more, in the long run, thinking otherwise. Based on the medicines you purchase frequently and their dosages, compare costs with your regular pharmacy and with the Medicare prescription drug plan and opt wisely.
- The ratings each program receives is a good indicator too in deciding yours. The five star and four star rated ones are considered excellent and above average respectively. While comparing Medicare plans with other people you know is alright, choosing the appropriate one best suited for every individual, even if they belong to the same family, is your responsibility. Who are the doctors or specialists you would prefer using? Does your primary care physician approve of the Medicare plan of your choice? What kind of health care or hospice treatment you prefer is a particularly private decision. Ask the right professional or trained volunteers or read online about plans and costs, for free.
- Analyze the entire cost of the plan and do not only focus on the premiums you have to pay. Find what is available in your geographic area or in the states you are likely to travel to for long periods of time. Also enquire the extent of your out-of-pocket expenses while choosing your plan.
- Choose Medicare Insurance when you turn 65 years old, pay attention and time it precisely to avoid paying higher charges. Identify what works for your health issues, personal lifestyle, and your budget. And enjoy its benefits.
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4 best AT&T prepaid plans
Read moreEvery mobile carrier, including AT&T, tends to focus on their postpaid customers. They’re not unfair in doing so, as postpaid customers contribute more money to their accounts than prepaid ones. They’re also a constant source of cash, although that doesn’t mean there’s absolutely nothing on the table for prepaid customers. Focusing only on AT&T, the carrier has introduced some excellent plans for prepaid customers.
One-year 8GB plan for $300 upfront
Picking a plan every month can be frustrating, so why not stick with one for the entire year? If it sounds right to you, go with this AT&T prepaid cell phone plan. It is one of AT&T’s best budget options, costing only $300. You’ll get 8GB of data every month, which is more than sufficient for browsing and a bit of streaming. In case you underuse data in a month, it gets carried forward to the next month.15GB plan for $40 per month
$40 is a decent amount to pay for 15GB of data. While it may not be enough for heavy streaming or playing games, it is enough for little to heavy browsing and enjoying music. According to estimates by AT&T, 15GB is enough for over 1,000 emails, 400 hours of streaming music, 40 hours of web browsing, and 15 hours of SD video streaming combined.Unlimited Plus plan for $75 per month ($60 with auto-pay)
If you want your prepaid plan to cover both your work and entertainment needs, go with this plan. It costs a lot, but you will get significant data and speed to work with. The plan will also give you access to AT&T’s 5G network, which promises lightning speeds. Remember, though, that the speed you get will slow down if you’ve used up more than 22GB of data in a month.Budget Conscious plan
The Budget Conscious plan is the first and simplest AT&T prepaid cell phone plan. It includes 5GB of high-speed 4G LTE data every month. It isn’t much, but you can’t expect much at $30 per month. You can browse and stream comfortably, but remember that the speed will go down considerably when you use your data allocation.