Buying a luxury crossover may not be a possibility for everyone, but that doesn’t mean that you can’t fulfill your dream of owning one of these smooth riding vehicles, at least for a short period. Leasing luxury crossovers have become much more affordable as automakers need to purge 2017 vehicles to pave the way for the newer 2018 models. Let’s take a look at the best lease deals available on luxury crossovers:
- Acura RDX which offers substantial value due to its healthy list of standard features can be taken out on lease for the rate of $299 per month for 36 months with $2,499 due at signing. This luxury crossover is equipped with a peppy V-6 engine with a comfortable cabin. The Acura RDX has received an above average reliability and impressive crash test scores.
- BMW X1 ranks high on the list of top rated luxury crossovers and can be leased at $319 per month for 36 months with $4,244 due at signing. It is a sought after vehicle due to its performance and versatility. It comes equipped with a roomy cargo area and has spacious rear seats.
- Cadillac XT5 comes with a lengthy list of standard and available features. It can be leased out at $389 per month for 36 months with $3,749 due at signing. It has a first class cabin which offers plenty of room for passengers and cargo. This luxury crossover earns excellent safety scores and a good reliability rating.
- Infiniti QX30 is a sure head turner because of its spectacular looks. It can be leased at $279 per month for 39 months with $2,699 due at signing. The Infiniti QX30 comes with attractive interior and comfortable seats. It also comes with a long warranty and is very fuel efficient.
- Lexus RX is a very reliable vehicle and can be leased at $399 per month for 36 months with $2,899 due at signing. It boasts of a comfortable and spacious cabin. It features a V-6 engine which delivers plenty of power and gets good gas mileage.
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Common Cold and Allergy Symptoms
Read moreGetting a cold is one of the most frustrating things. You have to deal with a runny nose and a constant series of sneezing. Moreover, a cold may be accompanied by a cough or vice versa. It makes things worse when you have to go to school or office. You may end up contaminating the workplace and infecting a whole lot of other people. We sometimes confuse an allergy for a cold as an allergy too causes congestion in the nose and leads to a runny nose. If you are sneezing and coughing, the first thought that comes to mind is a cold. These symptoms could be a sign of an allergy as well. Confused whether it could be cold or allergies symptoms? Read on to know about the similarities in both conditions.
Similar cold and allergy symptoms
An allergy occurs when the immune system has an adverse reaction to a substance or a series of substances. When you are exposed to an allergy trigger (which varies from person to person), your immune system releases histamines. The release of histamines to counter an allergen leads to the symptoms of an allergy. While allergies and colds do share some common symptoms, they are entirely different. Wondering if there are any common cold or allergy symptoms? Yes, indeed there are. Here are a few symptoms that occur in both cases:- Watery eyes
- Nasal congestion
- A runny nose
- A sore throat
- Coughing
- Sneezing
A common cold may cause some other symptoms, but it is not accompanied by rashes on the skin or a sensation of itchy eyes. Over 50 million Americans experience allergies every single year. Some of the most common allergens in the country are tree grass and weed pollen. These are seasonal allergens and may be difficult to detect at times. Other year-round allergens include the following:
- Certain food items like eggs, peanuts, tree nuts, and milk
- Dust mite
- Animal saliva or dander (house pets like cats or dogs may cause this)
- Mold
If you are suffering from cold or allergy symptoms, visit a doctor immediately to figure out whether it is caused due to a cold or due to an allergen. It is best to determine what you are allergic to as soon as possible to avoid going through these episodes on a regular basis.
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The Best 401(k) Retirement Plan Practices
Read moreA 401(k) retirement plan is one of the best tools for working people and employees of a company for creating a secure retirement fund. For employees, the advantages are pretty obvious earnings and contributions to the 401(k) are tax deferred and secondly, employers tend to provide matching contributions to the 401(k) account (ranging from 0-100% of employee contributions). Listed below are the best practices for an employee’s 401(k) retirement planner:
Think about a Roth 401(k): Employees can invest taxed money in a Roth 401(k). Hence, those funds aren’t taxed when you withdraw them during retirement. If you’re beginning with a low salary which will rise later, it’s better to take the tax hit before than later. Alternately, if you expect your income to decline, a regular 401(k) will suit you better. The best thing will be if you have access to and can afford and contribute to both types, thus hedging your bets.
Sticking to the plan: It’s easy to create a long-term investment plan and change it frequently. However, the ideal asset allocation strategy is to choose a mix of funds and stick to the plan even if the market falters it will pay off in the long run.
Investment advice fees: Free investment advice never hurts. However, if you’re paying someone a percentage of your portfolio to guide you through the choices and the process, you should understand that if you’re a young investor with limited assets, it’s probably not worth it. Instead, go in for the free guidelines and online calculators that many companies offer, to start with.
Not touching the 401(k) before retirement: Dipping into the 401(k) nest egg is tempting, but do not so it. Not only will you end up paying taxes and extra fees, but you’ll also lose out on possibly compounded returns. Leave your 401(k) alone so that your profits can be reinvested, which will enable your nest egg to grow exponentially year after year.
Rolling over funds when quitting job: If you are quitting your job, it is very tempting to ask the employer to cut you a check for the 401(k) money, but it’ll cost you huge amounts in penalties and taxes. Instead, leave the account as it is to gain maximum from it. However, if you are asked to leave the company’s retirement plan altogether, roll the funds into the 401(k) at your new job or into an IRA. That way, your retirement nest egg continues to grow and is safe.